Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 5.5 to 4.2.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
P & D Bouw from Lummen, company number BE0476222884, closed financial year 2025 with a result of € 11,842 after tax. For that financial year P & D Bouw recorded a gross margin of € 472,451 and equity of € 471,660. Compared with financial year 2024, the result moved from € 8,139 to € 11,842. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 471,660
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,842
▲ 45% vs 2024
Profit after tax over the fiscal year.
€ 97,220
▲ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 313,160.
People and assets in 2025
4.2
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 355,337
▲ 8% vs 2024
€ 84,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,791
▼ 15% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 422,305
▼ 54% vs 2024
€ 38,352 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 493,780
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,074
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 487,943 | € 504,138 | € 465,258 | € 472,451 | ▲ 2% |
| Profit after taxes | € 62,826 | € 39,790 | € 8,139 | € 11,842 | ▲ 45% |
| Equity | € 421,275 | € 451,678 | € 459,818 | € 471,660 | ▲ 3% |
| Total debts | € 2,169,998 | € 2,409,858 | € 1,517,799 | € 1,071,410 | ▼ 29% |
| Cash | € 471,886 | € 359,785 | € 82,499 | € 97,220 | ▲ 18% |
| Land & buildings | € 514,547 | € 481,641 | € 448,735 | € 415,829 | ▼ 7% |
| Retained profit | € 262,775 | € 293,178 | € 301,318 | € 313,160 | ▲ 4% |
| Dividend | € 75,221 | € 9,386 | € 0 | € 0 | |
| Bank debt | € 936,276 | € 1,146,749 | € 918,400 | € 422,305 | ▼ 54% |
| Balance sheet total | € 2,591,273 | € 2,861,536 | € 1,977,617 | € 1,543,069 | ▼ 22% |
| Employees (FTE) | 5.5 | 5.5 | 5 | 4.2 | ▼ 0.8 |
Key figures of P & D Bouw, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to P & D Bouw?
What happened at P & D Bouw in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- ERWIN DOGGEN stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 11,842 (▲ 45% vs 2024). Source: NBB ↗
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
- ERWIN DOGGEN became a director. NBB
In short
From € 62,826 profit in 2022 to € 11,842 profit in 2025.
Paid € 67,075 in corporate taxes since 2022.
Best year ever: 2022, with € 62,826 profit.
On average € 112,500 of value added per employee in 2025.
Management
Behind P & D Bouw is KRISTIEN MEUWS. KRISTIEN MEUWS is also behind MEK.
Directors
According to the 2025 annual accounts
since 2001 · until 2040
Establishments
Establishment units
Physical locations of this company
Bosstraat 81
3560 Lummen
Sint-Trudostraat 31
3560 Lummen
Active since 16 April 2003
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.222.884
- VAT number
- BE 0476.222.884
- Registered office
- Bosstraat 81, 3560 Lummen
- Names & denominations
- P & D Bouw
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 December 2001
- Peppol
- Active · Active since 5 Nov 2025
- Activities · NACE
Bouwen van individuele huizen
Algemene bouw van residentiële gebouwen
Dakwerkzaamheden
Optrekken van andere residentiële gebouwen en van kantoorgebouwen
Dakbedekking en bouw van dakconstructies