Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SB-INVEST from Roeselare, company number BE0476214966, closed financial year 2025 with a result of € -365,487 after tax. For that financial year SB-INVEST recorded a gross margin of € 9,821 and equity of € -770,611. Compared with financial year 2024, the result moved from € -278,093 to € -365,487. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ -770,611
▼ € 365,487 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -365,487
▼ 31 % more loss than in 2024
Profit after tax over the fiscal year.
€ 36,546
▲ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -816,212.
People and assets in 2025
€ 199,952
Of which on lease € 199,628.
Debts at end 2025
€ 1.7 million
▼ 1% vs 2024
€ 273,964 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 6,210
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 884
▼ 25% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,498 | € -377 | € -6,016 | € 9,821 | ▲ € 15,837 |
| Profit after taxes | € -217,901 | € -297,199 | € -278,093 | € -365,487 | ▼ € 87,394 |
| Equity | € 170,168 | € -127,031 | € -405,124 | € -770,611 | ▼ € 365,487 |
| Total debts | € 3,026,318 | € 3,047,672 | € 3,195,154 | € 3,485,279 | ▲ 9% |
| Cash | € 34,377 | € 7,126 | € 32,353 | € 36,546 | ▲ 13% |
| Land & buildings | € 2,654,757 | € 2,529,721 | € 2,529,659 | € 2,391,552 | ▼ 5% |
| Retained profit | € 124,567 | € -172,632 | € -450,725 | € -816,212 | ▼ € 365,487 |
| Bank debt | € 2,018,923 | € 1,887,763 | € 1,757,696 | € 1,748,365 | ▼ 1% |
| Balance sheet total | € 3,260,365 | € 2,971,744 | € 2,828,357 | € 2,740,220 | ▼ 3% |
Key figures of SB-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to SB-INVEST?
What happened at SB-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 365,487. Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Izegem. KBO
In short
From € 217,901 loss in 2022 to € 365,487 loss in 2025.
Paid € 88,315 in corporate taxes since 2022.
Management
The stake of BS-HOLDINGS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SB-INVESTBehind SB-INVEST is Steven Brouckaert. The shares are held by BS-HOLDINGS (59.5%).
Directors
According to the 2025 annual accounts
Steven Brouckaert
Director
Also active at: Verschaeren & Mertens, FISCOBRA, Bruceweim, Fregate Private Investments, WERVICKHOVE, Eden Roc Investments, Cheval Blanc Investments, Odiel Defraeye +5 more
Shareholders
59.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Armoedestraat 18
8800 Roeselare
Veldstraat 1
8870 Izegem
Active since 4 December 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →KANTOOR DESMET
€ 658,961 gross margin · 2025
DELTA ACCOUNTANTS
€ 1.6 million gross margin · 2025
Bruceweim same network
€ 162,301 gross margin · 2025
Fregate Private Investments same network
€ 835,676 gross margin · 2025
WERVICKHOVE same network
€ 137,057 gross margin · 2025
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.214.966
- VAT number
- BE 0476.214.966
- Registered office
- Armoedestraat 18, 8800 Roeselare
- Names & denominations
- SB-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2001
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Overige posterijen en koeriers
Diverse administratieve activiteiten ten behoeve van kantoren