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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FINANCIERE DE CHAPELLE from Chapelle-lez-Herlaimont, company number BE0475912583, closed financial year 2025 with a result of € 4,508 after tax. For that financial year FINANCIERE DE CHAPELLE recorded a gross margin of € 54,725 and equity of € 94,121. Compared with financial year 2024, the result moved from € 12,280 to € 4,508. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 21, 2026.
€ 94,121
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,508
▼ 63% vs 2024
Profit after tax over the fiscal year.
€ 75,516
▲ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 87,921.
Debts at end 2025
€ 158,543
▼ 17% vs 2024
€ 33,314 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 3,020
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,294
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,204 | € 71,462 | € 73,695 | € 54,725 | ▼ 26% |
| Profit after taxes | € 14,355 | € 11,444 | € 12,280 | € 4,508 | ▼ 63% |
| Equity | € 65,890 | € 77,334 | € 89,613 | € 94,121 | ▲ 5% |
| Total debts | € 276,029 | € 246,038 | € 222,008 | € 189,940 | ▼ 14% |
| Cash | € 17,666 | € 27,936 | € 50,699 | € 75,516 | ▲ 49% |
| Land & buildings | € 237,481 | € 221,753 | € 190,831 | € 156,016 | ▼ 18% |
| Retained profit | € 59,690 | € 71,134 | € 83,413 | € 87,921 | ▲ 5% |
| Bank debt | € 255,255 | € 223,547 | € 191,312 | € 158,543 | ▼ 17% |
| Balance sheet total | € 341,920 | € 323,371 | € 311,622 | € 284,062 | ▼ 9% |
Key figures of FINANCIERE DE CHAPELLE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCIERE DE CHAPELLE?
What happened at FINANCIERE DE CHAPELLE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,508 (▼ 63% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Chapelle-lez-Herlaimont. KBO
In short
From € 14,355 profit in 2022 to € 4,508 profit in 2025.
Paid € 16,594 in corporate taxes since 2022.
Best year ever: 2022, with € 14,355 profit.
Management
Behind FINANCIERE DE CHAPELLE are Jacques Mascaux, Arnaud De Ganseman, Dominique Bruniaux and Pierre De Ganseman. Jacques Mascaux is also behind La Sambre. Arnaud De Ganseman is also behind FD CONSEILS. Dominique Bruniaux is also behind FD CONSEILS. Pierre De Ganseman is also behind F.D.G. FINANCIERE DE GODARVILLE and FD CONSEILS.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue de l'Espinette 38A
7160 Chapelle-lez-Herlaimont
Rue Robert 35
7160 Chapelle-lez-Herlaimont
Active since 26 September 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.912.583
- VAT number
- BE 0475.912.583
- Registered office
- Rue de l'Espinette 38A, 7160 Chapelle-lez-Herlaimont
- Names & denominations
- FINANCIERE DE CHAPELLE · F.D.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 October 2001
- Peppol
- Not registered