Financials
Financial year 2025
ASSURANCES - CONSEILS LAMBERT from Waremme, company number BE0475883087, closed financial year 2025 with a result of € 55,798 after tax. For that financial year ASSURANCES - CONSEILS LAMBERT recorded a gross margin of € 244,564 and equity of € 316,678. Compared with financial year 2024, the result moved from € 18,318 to € 55,798. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 316,678
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 55,798
▲ 205% vs 2024
Profit after tax over the fiscal year.
€ 155,777
▲ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 55,000 paid out
99 % of the profit went to the shareholders, mostly to AM3 GESTION (100 % of the shares). That is where the money ends up.
People and assets in 2025
€ 140,680
▼ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,908
▼ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,018
▼ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,842
▼ 7% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 196,809 | € 208,776 | € 242,456 | € 244,564 | ▲ 1% |
| Profit after taxes | € 21,828 | € 14,086 | € 18,318 | € 55,798 | ▲ 205% |
| Equity | € 315,881 | € 315,881 | € 315,881 | € 316,678 | |
| Total debts | € 106,406 | € 99,692 | € 94,524 | € 86,860 | ▼ 8% |
| Cash | € 112,949 | € 96,476 | € 114,258 | € 155,777 | ▲ 36% |
| Land & buildings | € 225,494 | € 206,442 | € 188,074 | € 173,968 | ▼ 8% |
| Retained profit | € 295,881 | € 295,881 | € 295,881 | € 296,678 | |
| Dividend | € 0 | € 14,086 | € 18,318 | € 55,000 | ▲ 200% |
| Bank debt | € 53,334 | € 62,472 | € 36,636 | € 0 | ▼ 100% |
| Balance sheet total | € 422,286 | € 415,573 | € 410,405 | € 403,538 | ▼ 2% |
| Employees (FTE) | 3.3 | 3.2 | - | - |
Key figures of ASSURANCES - CONSEILS LAMBERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES - CONSEILS LAMBERT?
What happened at ASSURANCES - CONSEILS LAMBERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 55,798 (▲ 205% vs 2024). Source: NBB ↗
- New establishment in Waremme. KBO
- New establishment in Waremme. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,828 profit in 2022 to € 55,798 profit in 2025.
Paid € 49,911 in corporate taxes since 2022.
Best year ever: 2025, with € 55,798 profit.
On average € 65,200 of value added per employee in 2023.
Management
The stake of AM3 GESTION comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ASSURANCES - CONSEILS LAMBERTBehind ASSURANCES - CONSEILS LAMBERT is Alexis Lambert. The shares are held by AM3 GESTION (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue Guillaume Joachim 44
4300 Waremme
Chaussée de Nivelles 54
4300 Waremme
Active since 8 October 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.883.087
- VAT number
- BE 0475.883.087
- Registered office
- Avenue Guillaume Joachim 44, 4300 Waremme
- Names & denominations
- ASSURANCES - CONSEILS LAMBERT · ASSURANCES LAMBERT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 October 2001
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars