Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FIDUCO from Comines-Warneton, company number BE0475845475, closed financial year 2025 with a result of € -25,033 after tax. For that financial year FIDUCO recorded a gross margin of € 83,858 and equity of € 28,663. Compared with financial year 2024, the result moved from € -30,406 to € -25,033. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 24, 2026.
€ 28,663
▼ 47% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,033
▲ 18 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,190
▼ 66% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 27,153.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 4,619
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 605,554
▼ 12% vs 2024
€ 81,939 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1,763
▼ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,319
▼ 63% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 190,275 | € 61,717 | € 67,765 | € 83,858 | ▲ 24% |
| Profit after taxes | € 102,016 | € -37,564 | € -30,406 | € -25,033 | ▲ € 5,373 |
| Equity | € 121,667 | € 84,102 | € 53,696 | € 28,663 | ▼ 47% |
| Total debts | € 1,044,010 | € 896,824 | € 882,330 | € 812,811 | ▼ 8% |
| Cash | € 135,436 | € 3,732 | € 6,364 | € 2,190 | ▼ 66% |
| Land & buildings | € 174,504 | € 925,201 | € 884,587 | € 802,811 | ▼ 9% |
| Retained profit | € 120,157 | € 82,593 | € 52,187 | € 27,153 | ▼ 48% |
| Bank debt | € 844,900 | € 766,165 | € 686,407 | € 605,554 | ▼ 12% |
| Balance sheet total | € 1,165,677 | € 980,926 | € 936,026 | € 841,474 | ▼ 10% |
| Employees (FTE) | 1.7 | 0 | 0 | 0 |
Key figures of FIDUCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FIDUCO?
What happened at FIDUCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 25,033. Source: NBB ↗
- Zoeva BV became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Comines-Warneton. KBO
In short
From € 102,016 profit in 2022 to € 25,033 loss in 2025.
Paid € 80 in corporate taxes since 2022.
Best year ever: 2022, with € 102,016 profit.
On average € 111,900 of value added per employee in 2022.
Management
The stake of TVT ACCOUNTANCY, ZOEVA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FIDUCOBehind FIDUCO is Zoeva BV. The shares are held by TVT ACCOUNTANCY (100%) and ZOEVA (69.9%).
Directors
According to the 2025 annual accounts
Director · represented by Thibaud Vanthomme
Also active at: TVT ACCOUNTANCY, DEDUVAN, ACCOUNTANCY PARMENTIER, TVTax, The Accounting Agency
since 2022
Shareholders
100%
69.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Industriellaan(Kom) 1A
7780 Comines-Warneton
Industriellaan(Kom) 1 box A
7780 Comines-Warneton
Active since 5 October 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →MEETING POINT
€ -17,759 gross margin · 2025
AGRO-VIANDES
€ 1.5 million gross margin · 2024
LIANTHAN
€ 107,437 gross margin · 2025
TVT ACCOUNTANCY same network
€ 449,056 gross margin · 2025
MAVEA CONSULTING
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.845.475
- VAT number
- BE 0475.845.475
- Registered office
- Industriellaan(Kom) 1A, 7780 Comines-Warneton
- Names & denominations
- FIDUCO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2001
- Peppol
- Active · Active since 18 Mar 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen