Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2024.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2024; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2024
A.A.F. - INVEST from Houthulst, company number BE0475764016, closed financial year 2024 with a result of € -153,359 after tax. For that financial year A.A.F. - INVEST recorded a gross margin of € 261,933 and equity of € 9 million. Compared with financial year 2024, the result moved from € -153,359 to € -153,359. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2025.
€ 9 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -153,359
Profit after tax over the fiscal year.
€ 554
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 7 million.
People and assets in 2024
2.9
Average over the fiscal year, from the social balance sheet.
€ 258,414
€ 89,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 73,827
Of which on lease € 73,827.
Debts at end 2024
€ 889,880
€ 22,380 is repaid this year. At this pace the long-term loan is gone in ≈ 40 years.
€ 239,977
Supplier invoices still open on the last day of the fiscal year.
€ 26,263
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2024 | Change 2024 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 317,898 | € 286,946 | € 261,933 | € 261,933 | |
| Profit after taxes | € -51,251 | € -135,031 | € -153,359 | € -153,359 | |
| Equity | € 9,272,777 | € 9,137,746 | € 8,984,387 | € 8,984,387 | |
| Total debts | € 2,622,587 | € 2,829,871 | € 2,939,458 | € 2,939,458 | |
| Cash | € 1,010 | € 1,779 | € 554 | € 554 | |
| Land & buildings | € 905,756 | € 851,074 | € 796,393 | € 796,393 | |
| Retained profit | € 7,272,777 | € 7,137,746 | € 6,984,387 | € 6,984,387 | |
| Bank debt | € 1,274,759 | € 1,158,981 | € 889,880 | € 889,880 | |
| Balance sheet total | € 11,895,364 | € 11,967,617 | € 11,923,846 | € 11,923,846 | |
| Employees (FTE) | 4.3 | 3.7 | 2.9 | 2.9 |
Key figures of A.A.F. - INVEST, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to A.A.F. - INVEST?
What happened at A.A.F. - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2024. filed late Source: NBB ↗
- New establishment in Houthulst. KBO
- Start of the company according to the CBE. KBO
In short
From € 51,251 loss in 2022 to € 153,359 loss in 2024.
Paid € 9,480 in corporate taxes since 2022.
On average € 90,300 of value added per employee in 2024.
A new publication or filing at A.A.F. - INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A.A.F. - INVEST are Alexander Decruy, Frederik Decruy and André Decruy. It owns 100% of Immo Decruy, 98% of Decruy Transport and 95.1% of Decruy itself.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Iepersteenweg 78
8650 Houthulst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.764.016
- VAT number
- BE 0475.764.016
- Registered office
- Iepersteenweg 78, 8650 Houthulst
- Names & denominations
- A.A.F. - INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 October 2001
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings
Handel in onroerend goed
Handel in eigen onroerend goed