Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HEUVEL from Essen, company number BE0475517655, closed financial year 2025 with a result of € -4,375 after tax. For that financial year HEUVEL recorded a gross margin of € 25,588 and equity of € 57,200. Compared with financial year 2024, the result moved from € -3,640 to € -4,375. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 57,200
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,375
▼ 20 % more loss than in 2024
Profit after tax over the fiscal year.
€ 45,859
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 38,600.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 69,636
▼ 13% vs 2024
€ 10,581 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,258 | € 22,743 | € 24,354 | € 25,588 | ▲ 5% |
| Profit after taxes | € -3,260 | € -795 | € -3,640 | € -4,375 | ▼ € 735 |
| Equity | € 66,010 | € 65,215 | € 61,575 | € 57,200 | ▼ 7% |
| Total debts | € 320,823 | € 289,523 | € 277,665 | € 268,412 | ▼ 3% |
| Cash | € 73,088 | € 52,893 | € 48,441 | € 45,859 | ▼ 5% |
| Land & buildings | € 312,085 | € 300,185 | € 289,139 | € 278,093 | ▼ 4% |
| Retained profit | € 47,410 | € 46,615 | € 42,975 | € 38,600 | ▼ 10% |
| Bank debt | € 125,171 | € 94,426 | € 79,803 | € 69,636 | ▼ 13% |
| Balance sheet total | € 386,833 | € 354,738 | € 339,240 | € 325,612 | ▼ 4% |
Key figures of HEUVEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HEUVEL?
What happened at HEUVEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,375. Source: NBB ↗
- Marc Roger Bal became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 3,260 loss in 2022 to € 4,375 loss in 2025.
Paid € 1 in corporate taxes since 2022.
Management
Behind HEUVEL is Marc Roger Bal. Marc Roger Bal is also behind DENTAL ISEO.
Directors
According to the 2025 annual accounts
since 2019
Establishments
Establishment units
Physical locations of this company
Heuvelplein 20
2910 Essen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.517.655
- VAT number
- BE 0475.517.655
- Registered office
- Heuvelplein 20, 2910 Essen
- Names & denominations
- HEUVEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 August 2001
- Peppol
- Active · Active since 18 Dec 2025