Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BRETOY from Tournai, company number BE0475247045, closed financial year 2025 with a result of € 168,272 after tax. For that financial year BRETOY recorded a gross margin of € 136,327 and equity of € 2.1 million. Compared with financial year 2024, the result moved from € 141,269 to € 168,272. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 2.1 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 168,272
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 12,657
▲ € 12,464 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 39,728 paid out
24 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 297,105
▼ 5% vs 2024
€ 17,443 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 249
▼ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,000
▲ 93% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 106,307 | € 107,062 | € 127,832 | € 136,327 | ▲ 7% |
| Profit after taxes | € 59,295 | € 69,614 | € 141,269 | € 168,272 | ▲ 19% |
| Equity | € 1,614,421 | € 1,757,990 | € 1,992,254 | € 2,069,126 | ▲ 4% |
| Total debts | € 396,173 | € 365,977 | € 347,113 | € 374,414 | ▲ 8% |
| Cash | € 172,255 | € 35,038 | € 193 | € 12,657 | ▲ € 12,464 |
| Land & buildings | € 511,245 | € 511,245 | € 511,245 | € 511,245 | |
| Retained profit | € 1,009,061 | € 1,078,675 | € 1,219,944 | € 1,348,487 | ▲ 11% |
| Dividend | € 0 | € 0 | € 0 | € 39,728 | |
| Bank debt | € 347,678 | € 331,103 | € 314,254 | € 297,105 | ▼ 5% |
| Balance sheet total | € 2,010,594 | € 2,123,967 | € 2,339,366 | € 2,443,540 | ▲ 4% |
Key figures of BRETOY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BRETOY?
What happened at BRETOY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Hadrien de CROY-ROEULX stepped down as director. NBB
- Carlos DE MEESTER DE BETZENBROECK stepped down as director. NBB
- Guillaume de CROY stepped down as director. NBB
- Pierre CREPIN stepped down as director. NBB
- Damien LAMY stepped down as director. NBB
- Pierre-Olivier BONHOMME stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 168,272 (▲ 19% vs 2024). Source: NBB ↗
- New establishment in Tournai. KBO
In short
From € 59,295 profit in 2022 to € 168,272 profit in 2025.
Paid € 190,287 in corporate taxes since 2022.
Best year ever: 2025, with € 168,272 profit.
Paid out € 39,728 in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
· until 2028
Guillaume de CROY
Managing director
· until 2028
Pierre CREPIN
Director
· until 2028
Damien LAMY
Director
· until 2028
Hadrien de CROY-ROEULX
Director
· until 2031
Pierre-Olivier BONHOMME
Director
· until 2028
Establishments
Establishment units
Physical locations of this company
Rue du Croquet(RUM) 1
7540 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.247.045
- VAT number
- BE 0475.247.045
- Registered office
- Rue du Croquet(RUM) 1, 7540 Tournai
- Names & denominations
- BRETOY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 July 2001
- Peppol
- Not registered