Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 10.1 to 8.6.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
D&D from Welkenraedt, company number BE0474447982, closed financial year 2025 with a result of € -176,523 after tax. For that financial year D&D recorded a gross margin of € 726,536 and equity of € 994,044. Compared with financial year 2024, the result moved from € 456,356 to € -176,523. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 994,044
▼ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -176,523
▼ still € 456,356 profit in 2024
Profit after tax over the fiscal year.
€ 32,292
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 894,794.
People and assets in 2025
8.6
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 412,690
▲ 1% vs 2024
€ 48,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 67,664
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.9 million
▲ € 3.9 million vs 2024
€ 224,690 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 131,547
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 87,028
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 669,654 | € 574,367 | € 1,127,051 | € 726,536 | ▼ 36% |
| Profit after taxes | € 27,261 | € -20,250 | € 456,356 | € -176,523 | ▼ € 632,880 |
| Equity | € 979,504 | € 794,211 | € 1,250,567 | € 994,044 | ▼ 21% |
| Total debts | € 895,000 | € 878,577 | € 349,018 | € 4,201,479 | ▲ € 3.9 million |
| Cash | € 41,906 | € 78,337 | € 301,216 | € 32,292 | ▼ 89% |
| Land & buildings | € 555,245 | € 500,126 | € 109,679 | € 3,979,462 | ▲ € 3.9 million |
| Retained profit | € 880,254 | € 694,961 | € 1,151,317 | € 894,794 | ▼ 22% |
| Dividend | € 0 | € 165,043 | € 0 | € 80,000 | |
| Bank debt | € 250,584 | € 172,781 | € 34,069 | € 3,903,144 | ▲ € 3.9 million |
| Balance sheet total | € 1,874,503 | € 1,672,788 | € 1,701,227 | € 5,294,519 | ▲ 211% |
| Employees (FTE) | 11.8 | 10.1 | 9.5 | 8.6 | ▼ 0.9 |
Key figures of D&D, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to D&D?
What happened at D&D in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 176,523 (▼ € 632,880 vs 2024). Source: NBB ↗
- Sandra DETHIER became a director. NBB
- New establishment in Eupen. KBO
- New establishment in Welkenraedt. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,261 profit in 2022 to € 176,523 loss in 2025.
Paid € 34,521 in corporate taxes since 2022.
Best year ever: 2024, with € 456,356 profit.
On average € 84,500 of value added per employee in 2025.
Management
Behind D&D is Sandra DETHIER.
Directors
According to the 2025 annual accounts
Sandra DETHIER
Director
since 2002
Establishments
Establishment units
Physical locations of this company
Hockelbach 26
4841 Welkenraedt
Rue de Herbesthal 151
4700 Eupen
Active since 14 June 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.447.982
- VAT number
- BE 0474.447.982
- Registered office
- Hockelbach 26, 4841 Welkenraedt
- Names & denominations
- D&D
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 March 2001
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen en glas (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte vanaf 400 m2.
Detailhandel in ijzerwaren en gereedschappen
Detailhandel in verf en verfwaren
Detailhandel in parket-, laminaat- en kurkvloeren
Detailhandel in wand- en vloertegels
Detailhandel in houten bouw- en tuinmaterialen