Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J & P ASSOCIATES from La Hulpe, company number BE0474299613, closed financial year 2025 with a result of € 10,898 after tax. For that financial year J & P ASSOCIATES recorded a gross margin of € 151,124 and equity of € 259,471. Compared with financial year 2024, the result moved from € 54,684 to € 10,898. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 259,471
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,898
▼ 80% vs 2024
Profit after tax over the fiscal year.
€ 86,891
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 240,871.
People and assets in 2025
€ 5,482
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 11% vs 2024
€ 153,879 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 2,820
▲ € 2,740 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,462
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 184,780 | € 195,343 | € 205,544 | € 151,124 | ▼ 26% |
| Profit after taxes | € 29,527 | € 45,599 | € 54,684 | € 10,898 | ▼ 80% |
| Equity | € 148,291 | € 193,890 | € 248,574 | € 259,471 | ▲ 4% |
| Total debts | € 1,806,292 | € 1,691,537 | € 1,527,255 | € 1,378,820 | ▼ 10% |
| Cash | € 200,649 | € 212,413 | € 165,829 | € 86,891 | ▼ 48% |
| Land & buildings | € 1,844,819 | € 1,761,543 | € 1,686,485 | € 1,602,978 | ▼ 5% |
| Retained profit | € 129,691 | € 175,290 | € 229,974 | € 240,871 | ▲ 5% |
| Bank debt | € 1,586,672 | € 1,449,754 | € 1,319,413 | € 1,171,802 | ▼ 11% |
| Balance sheet total | € 2,089,230 | € 2,011,283 | € 1,892,893 | € 1,746,565 | ▼ 8% |
Key figures of J & P ASSOCIATES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J & P ASSOCIATES?
What happened at J & P ASSOCIATES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,898 (▼ 80% vs 2024). Source: NBB ↗
- New establishment in La Hulpe. KBO
- Start of the company according to the CBE. KBO
In short
From € 29,527 profit in 2022 to € 10,898 profit in 2025.
Paid € 42,337 in corporate taxes since 2022.
Best year ever: 2024, with € 54,684 profit.
Management
Behind J & P ASSOCIATES are Jean De Bergeyck and Patricia Kraft. Jean De Bergeyck is also behind HORSE-MANITY.
Directors
According to the 2025 annual accounts
Patricia Kraft
Director
Establishments
Establishment units
Physical locations of this company
Rue du Warché 1
1310 La Hulpe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.299.613
- VAT number
- BE 0474.299.613
- Registered office
- Rue du Warché 1, 1310 La Hulpe
- Names & denominations
- J & P ASSOCIATES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 March 2001
- Peppol
- Active · Active since 13 Apr 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen