Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
CREDO CONSULTING from Aartselaar, company number BE0474057113, closed financial year 2026 with a result of € 122,850 after tax. For that financial year CREDO CONSULTING recorded a gross margin of € 455,255 and equity of € 979,904. Compared with financial year 2025, the result moved from € 148,414 to € 122,850. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 26, 2026.
€ 979,904
▲ 14% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 122,850
▼ 17% vs 2025
Profit after tax over the fiscal year.
€ 123,287
▼ 62% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 822,784.
People and assets in 2026
€ 155,037
▲ 1% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 65,129
▼ 28% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 157,120
▼ 3% vs 2025
Loans from banks and other lenders, long and short.
€ 80,261
▲ 26% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 85,998
▲ 74% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 498,925 | € 449,711 | € 418,042 | € 455,255 | ▲ 9% |
| Profit after taxes | € 139,643 | € 145,126 | € 148,414 | € 122,850 | ▼ 17% |
| Equity | € 1,066,215 | € 1,160,714 | € 857,054 | € 979,904 | ▲ 14% |
| Total debts | € 688,278 | € 661,829 | € 1,036,364 | € 1,155,566 | ▲ 12% |
| Cash | € 264,944 | € 349,634 | € 323,257 | € 123,287 | ▼ 62% |
| Land & buildings | € 1,301,405 | € 1,301,405 | € 1,304,460 | € 1,816,333 | ▲ 39% |
| Retained profit | € 909,095 | € 1,003,594 | € 699,934 | € 822,784 | ▲ 18% |
| Dividend | € 0 | € 50,627 | € 452,074 | € 0 | ▼ 100% |
| Bank debt | € 181,636 | € 171,572 | € 161,395 | € 157,120 | ▼ 3% |
| Balance sheet total | € 1,754,493 | € 1,822,542 | € 1,893,418 | € 2,135,470 | ▲ 13% |
| Employees (FTE) | 2 | 1.3 | 0 | - |
Key figures of CREDO CONSULTING, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to CREDO CONSULTING?
What happened at CREDO CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 122,850 (▼ 17% vs 2025). Source: NBB ↗
- Greta Dens became a director. NBB
- New establishment in Aartselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 139,643 profit in 2023 to € 122,850 profit in 2026.
Paid € 261,843 in corporate taxes since 2023.
Best year ever: 2025, with € 148,414 profit.
On average € 345,900 of value added per employee in 2024.
Management
Behind CREDO CONSULTING are Greta Dens, Denise van Geel and Stefan Buyst. Stefan Buyst is also behind MEDEWI - INVEST and CREDO SOFTWARE.
Directors
According to the 2026 annual accounts
Greta Dens
Director
since 2019
Denise van Geel
Director
Establishments
Establishment units
Physical locations of this company
Oudestraat 113
2630 Aartselaar
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0474.057.113
- VAT number
- BE 0474.057.113
- Registered office
- Oudestraat 113, 2630 Aartselaar
- Names & denominations
- CREDO CONSULTING
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 February 2001
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- credo.be
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