What is the address of ALTERFIN GARANTIEFONDS?

The registered office of ALTERFIN GARANTIEFONDS is located at Liefdadigheidsstraat 18-26, 1210 Sint-Joost-ten-Node.

Is ALTERFIN GARANTIEFONDS still active?

Yes. According to the CBE (29 October 2026) ALTERFIN GARANTIEFONDS is active, legal situation “Normale toestand”, started on 20 January 2000.

Is ALTERFIN GARANTIEFONDS registered on Peppol?

Yes, ALTERFIN GARANTIEFONDS is registered on the Peppol network with ID 0208:0474048797.

What is the enterprise number of ALTERFIN GARANTIEFONDS?

The enterprise number of ALTERFIN GARANTIEFONDS is BE0474048797.

When was ALTERFIN GARANTIEFONDS founded?

ALTERFIN GARANTIEFONDS was founded on 20 January 2000.

Who are the directors of ALTERFIN GARANTIEFONDS?

According to the 2025 annual accounts, the directors of ALTERFIN GARANTIEFONDS are: ALTERFIN CV, RIKOLTO VZW, Hugo Couderé, HUMUNDI.

Is ALTERFIN GARANTIEFONDS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 January 2000; 3 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did ALTERFIN GARANTIEFONDS make in 2025?

ALTERFIN GARANTIEFONDS recorded a loss after taxes of € 97,065 in financial year 2025.

What is the revenue of ALTERFIN GARANTIEFONDS?

As a small company, ALTERFIN GARANTIEFONDS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -309,175.

ALTERFIN GARANTIEFONDS (Non-profit) - Sint-Joost-ten-Node

Dossier ALTERFIN GARANTIEFONDS, printed on 29 October 2026 from databakkes.be/en/0474048797/alterfin-garantiefonds. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

ALTERFIN GARANTIEFONDS from Sint-Joost-ten-Node, company number BE0474048797, closed financial year 2025 with a result of € -97,065 after tax. For that financial year ALTERFIN GARANTIEFONDS recorded a gross margin of € -309,175 and equity of € 2 million. Compared with financial year 2024, the result moved from € -48,838 to € -97,065. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.

What it is worth Healthy

€ 2 million

▼ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -97,065

▼ 99 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 225,041

▲ 13% vs 2024

Cash and bank balances on the last day of the fiscal year.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 600

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 71,111 Gross margin 2023: € 71,111 First fiscal year in the series	€ -158,228 Gross margin 2024: € -158,228 ▼ € 229,338 vs 2023 (€ 71,111) Unfavourable step	€ -309,175 Gross margin 2025: € -309,175 ▼ € 150,947 vs 2024 (€ -158,228) Unfavourable step	▼ € 150,947
Profit after taxes	€ 140,748 Profit after taxes 2023: € 140,748 First fiscal year in the series	€ -48,838 Profit after taxes 2024: € -48,838 ▼ € 189,586 vs 2023 (€ 140,748) Unfavourable step	€ -97,065 Profit after taxes 2025: € -97,065 ▼ € 48,228 vs 2024 (€ -48,838) Unfavourable step	▼ € 48,228
Equity	€ 2,191,691 Equity 2023: € 2,191,691 First fiscal year in the series	€ 2,142,854 Equity 2024: € 2,142,854 ▼ 2% vs 2023 (€ 2,191,691) Unfavourable step	€ 2,045,789 Equity 2025: € 2,045,789 ▼ 5% vs 2024 (€ 2,142,854) Unfavourable step	▼ 5%
Total debts	€ 653,120 Total debts 2023: € 653,120 First fiscal year in the series	€ 868,921 Total debts 2024: € 868,921 ▲ 33% vs 2023 (€ 653,120) Unfavourable step	€ 259,396 Total debts 2025: € 259,396 ▼ 70% vs 2024 (€ 868,921) Favourable step	▼ 70%
Cash	€ 299,642 Cash 2023: € 299,642 First fiscal year in the series	€ 199,638 Cash 2024: € 199,638 ▼ 33% vs 2023 (€ 299,642) Unfavourable step	€ 225,041 Cash 2025: € 225,041 ▲ 13% vs 2024 (€ 199,638) Favourable step	▲ 13%
Retained profit	€ 2,191,691 Retained profit 2023: € 2,191,691 First fiscal year in the series	€ 2,142,854 Retained profit 2024: € 2,142,854 ▼ 2% vs 2023 (€ 2,191,691) Unfavourable step	€ 2,045,789 Retained profit 2025: € 2,045,789 ▼ 5% vs 2024 (€ 2,142,854) Unfavourable step	▼ 5%
Balance sheet total	€ 2,944,812 Balance sheet total 2023: € 2,944,812 First fiscal year in the series	€ 3,111,775 Balance sheet total 2024: € 3,111,775 ▲ 6% vs 2023 (€ 2,944,812) Unchanged	€ 2,620,530 Balance sheet total 2025: € 2,620,530 ▼ 16% vs 2024 (€ 3,111,775) Unchanged	▼ 16%

Key figures of ALTERFIN GARANTIEFONDS, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ALTERFIN GARANTIEFONDS?

What happened at ALTERFIN GARANTIEFONDS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2028 ALTERFIN CV stepped down as director. NBB
2028 Hugo Couderé stepped down as director. NBB
2026 HUMUNDI stepped down as director. NBB
Jun 1, 2026 New annual accounts for financial year 2025: loss of € 97,065. Source: NBB ↗
2025 RIKOLTO VZW stepped down as director. NBB
2023 ALTERFIN CV became a director. NBB
2023 RIKOLTO VZW became a director. NBB
2023 Hugo Couderé became a director. NBB

In short

From € 140,748 profit in 2023 to € 97,065 loss in 2025.

Best year ever: 2023, with € 140,748 profit.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

ALTERFIN CV

Director · represented by Luv MITTAL

Also active at: KAMPANI

since 2023 · until 2028

RIKOLTO VZW

Director · represented by Erik DE VOGELAERE

Also active at: ALTERFIN

since 2023 · until 2025

Hugo Couderé

Director

since 2023 · until 2028

HUMUNDI

Director · represented by Laurent BIOT

Also active at: ALTERFIN

since 2023 · until 2026

Establishments

Establishment units

Physical locations of this company

Registered office

Liefdadigheidsstraat 18-26

1210 Sint-Joost-ten-Node

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

ALTERFIN same network

€ 1.1 million revenue · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0474.048.797
VAT number: BE 0474.048.797
Registered office: Liefdadigheidsstraat 18-26, 1210 Sint-Joost-ten-Node
Names & denominations: ALTERFIN GARANTIEFONDS · AGF vzw
Enterprise type: Rechtspersoon
Legal form: Non-profit association
Legal situation: Normale toestand
Start date: 20 January 2000
Peppol: Active · Active since 3 Mar 2026

View on CBE Public ↗ Annual accounts (NBB) ↗

ALTERFIN GARANTIEFONDS