What does DE CLERCQ Tom do?

DE CLERCQ Tom is an insurance broker in Evergem. Private Limited, started on 7 February 2001, 1 establishment.

What is the address of DE CLERCQ Tom?

The registered office of DE CLERCQ Tom is located at Polenstraat 22 box 301, 9940 Evergem.

Is DE CLERCQ Tom still active?

Yes. According to the CBE (30 October 2026) DE CLERCQ Tom is active, legal situation “Normale toestand”, started on 7 February 2001.

Is DE CLERCQ Tom registered on Peppol?

Yes, DE CLERCQ Tom is registered on the Peppol network with ID 0208:0474032763.

What is the enterprise number of DE CLERCQ Tom?

The enterprise number of DE CLERCQ Tom is BE0474032763.

When was DE CLERCQ Tom founded?

DE CLERCQ Tom was founded on 7 February 2001.

Who are the directors of DE CLERCQ Tom?

According to the 2025 annual accounts, the directors of DE CLERCQ Tom are: Tom De Clercq.

Is DE CLERCQ Tom a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 7 February 2001; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did DE CLERCQ Tom make in 2025?

DE CLERCQ Tom posted a profit after taxes of € 106,446 in financial year 2025.

What is the revenue of DE CLERCQ Tom?

As a small company, DE CLERCQ Tom is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 289,049.

DE CLERCQ Tom (Private Limited) - Evergem - BE0474032763

Dossier DE CLERCQ Tom, printed on 30 October 2026 from databakkes.be/en/0474032763/de-clercq-tom. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

DE CLERCQ Tom from Evergem, company number BE0474032763, closed financial year 2025 with a result of € 106,446 after tax. For that financial year DE CLERCQ Tom recorded a gross margin of € 289,049 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 89,148 to € 106,446. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.

What it is worth Growing

€ 1.2 million

▲ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 106,446

▲ 19% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 37,206

▲ 19% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.2 million.

People and assets in 2025

Vehicles and equipment

€ 39,724

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 371,946

▼ 32% vs 2024

€ 91,648 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 10,737

▼ 59% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 83,178

▲ 10% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 222,075 Gross margin 2022: € 222,075 First fiscal year in the series	€ 216,563 Gross margin 2023: € 216,563 ▼ 2% vs 2022 (€ 222,075) Unfavourable step	€ 238,877 Gross margin 2024: € 238,877 ▲ 10% vs 2023 (€ 216,563) Favourable step	€ 289,049 Gross margin 2025: € 289,049 ▲ 21% vs 2024 (€ 238,877) Favourable step	▲ 21%
Profit after taxes	€ 82,430 Profit after taxes 2022: € 82,430 First fiscal year in the series	€ 75,303 Profit after taxes 2023: € 75,303 ▼ 9% vs 2022 (€ 82,430) Unfavourable step	€ 89,148 Profit after taxes 2024: € 89,148 ▲ 18% vs 2023 (€ 75,303) Favourable step	€ 106,446 Profit after taxes 2025: € 106,446 ▲ 19% vs 2024 (€ 89,148) Favourable step	▲ 19%
Equity	€ 934,118 Equity 2022: € 934,118 First fiscal year in the series	€ 1,009,421 Equity 2023: € 1,009,421 ▲ 8% vs 2022 (€ 934,118) Favourable step	€ 1,098,569 Equity 2024: € 1,098,569 ▲ 9% vs 2023 (€ 1,009,421) Favourable step	€ 1,205,015 Equity 2025: € 1,205,015 ▲ 10% vs 2024 (€ 1,098,569) Favourable step	▲ 10%
Total debts	€ 1,044,570 Total debts 2022: € 1,044,570 First fiscal year in the series	€ 970,865 Total debts 2023: € 970,865 ▼ 7% vs 2022 (€ 1,044,570) Favourable step	€ 945,614 Total debts 2024: € 945,614 ▼ 3% vs 2023 (€ 970,865) Favourable step	€ 675,110 Total debts 2025: € 675,110 ▼ 29% vs 2024 (€ 945,614) Favourable step	▼ 29%
Cash	€ 114,303 Cash 2022: € 114,303 First fiscal year in the series	€ 131,745 Cash 2023: € 131,745 ▲ 15% vs 2022 (€ 114,303) Favourable step	€ 31,308 Cash 2024: € 31,308 ▼ 76% vs 2023 (€ 131,745) Unfavourable step	€ 37,206 Cash 2025: € 37,206 ▲ 19% vs 2024 (€ 31,308) Favourable step	▲ 19%
Land & buildings	€ 1,436,755 Land & buildings 2022: € 1,436,755 First fiscal year in the series	€ 1,354,526 Land & buildings 2023: € 1,354,526 ▼ 6% vs 2022 (€ 1,436,755) Unchanged	€ 1,273,940 Land & buildings 2024: € 1,273,940 ▼ 6% vs 2023 (€ 1,354,526) Unchanged	€ 1,417,482 Land & buildings 2025: € 1,417,482 ▲ 11% vs 2024 (€ 1,273,940) Unchanged	▲ 11%
Retained profit	€ 915,518 Retained profit 2022: € 915,518 First fiscal year in the series	€ 990,821 Retained profit 2023: € 990,821 ▲ 8% vs 2022 (€ 915,518) Favourable step	€ 1,079,969 Retained profit 2024: € 1,079,969 ▲ 9% vs 2023 (€ 990,821) Favourable step	€ 1,186,415 Retained profit 2025: € 1,186,415 ▲ 10% vs 2024 (€ 1,079,969) Favourable step	▲ 10%
Bank debt	€ 672,556 Bank debt 2022: € 672,556 First fiscal year in the series	€ 587,430 Bank debt 2023: € 587,430 ▼ 13% vs 2022 (€ 672,556) Favourable step	€ 544,634 Bank debt 2024: € 544,634 ▼ 7% vs 2023 (€ 587,430) Favourable step	€ 371,946 Bank debt 2025: € 371,946 ▼ 32% vs 2024 (€ 544,634) Favourable step	▼ 32%
Balance sheet total	€ 2,004,848 Balance sheet total 2022: € 2,004,848 First fiscal year in the series	€ 2,004,358 Balance sheet total 2023: € 2,004,358 Unchanged (€ 2,004,848) Unchanged	€ 2,066,720 Balance sheet total 2024: € 2,066,720 ▲ 3% vs 2023 (€ 2,004,358) Unchanged	€ 1,901,126 Balance sheet total 2025: € 1,901,126 ▼ 8% vs 2024 (€ 2,066,720) Unchanged	▼ 8%

Key figures of DE CLERCQ Tom, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DE CLERCQ Tom?

What happened at DE CLERCQ Tom in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 8, 2026 New annual accounts for financial year 2025: profit of € 106,446 (▲ 19% vs 2024). Source: NBB ↗
Apr 29, 2002 New establishment in Evergem. KBO
Feb 7, 2001 Start of the company according to the CBE. KBO

In short

From € 82,430 profit in 2022 to € 106,446 profit in 2025.

Paid € 129,615 in corporate taxes since 2022.

Best year ever: 2025, with € 106,446 profit.

Original PDFs at the National Bank ↗

Management

Tom De Clercq

DE CLERCQ Tom

Assecure Invest 33.3%

Assecure 17.2%

Behind DE CLERCQ Tom is Tom De Clercq. It owns 33.3% of Assecure Invest and 17.2% of Assecure itself.

Directors

According to the 2025 annual accounts

Tom De Clercq

Director

Also active at: ASSECURE, Assecure Invest

Establishments

Establishment units

Physical locations of this company

Registered office

Polenstraat 22 box 301

9940 Evergem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Vereniging van mede-eigenaars gebouw Residentie Boga Boga te Evergem-Sleidinge, Polenstraat 22

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0474.032.763

VAT number

BE 0474.032.763

Registered office

Polenstraat 22 bus 301, 9940 Evergem

Names & denominations

DE CLERCQ Tom

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

7 February 2001

Peppol

Active · Active since 12 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

Activiteiten van beursvennootschappen

View on CBE Public ↗ Annual accounts (NBB) ↗

DE CLERCQ Tom

Warning lights

Financials

What happened to DE CLERCQ Tom?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions