Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JOY-INVEST from Veurne, company number BE0474027023, closed financial year 2025 with a result of € 49,088 after tax. For that financial year JOY-INVEST recorded a gross margin of € 41,076 and equity of € 6.6 million. Compared with financial year 2024, the result moved from € 2.2 million to € 49,088. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 4, 2026.
€ 6.6 million
▼ 40% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 49,088
▼ 98% vs 2024
Profit after tax over the fiscal year.
€ 961
▲ 287% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 4.4 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 24,797
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 9,097
▼ 97% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,166 | € 222,116 | € 98,819 | € 41,076 | ▼ 58% |
| Profit after taxes | € 34,490 | € 189,361 | € 2,193,255 | € 49,088 | ▼ 98% |
| Equity | € 8,548,605 | € 8,737,967 | € 10,931,222 | € 6,576,048 | ▼ 40% |
| Total debts | € 159,448 | € 192,137 | € 278,843 | € 1,899,259 | ▲ € 1.6 million |
| Cash | € 4,971 | € 5,837 | € 248 | € 961 | ▲ 287% |
| Land & buildings | € 268,006 | € 159,028 | € 0 | - | |
| Retained profit | € 8,486,605 | € 8,675,967 | € 10,869,222 | € 6,514,048 | ▼ 40% |
| Dividend | € 1,080 | € 0 | € 0 | € 4,404,261 | |
| Bank debt | € 109,129 | € 46,880 | € 0 | € 0 | |
| Balance sheet total | € 8,708,053 | € 8,930,104 | € 11,210,064 | € 8,475,307 | ▼ 24% |
Key figures of JOY-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to JOY-INVEST?
What happened at JOY-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bernard Joye stepped down as director. NBB
- Ann Vanden Bogaerde stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 49,088 (▼ 98% vs 2024). filed late Source: NBB ↗
- Bernard Joye became a director. NBB
- Ann Vanden Bogaerde became a director. NBB
- New establishment in Koksijde. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,490 profit in 2022 to € 49,088 profit in 2025.
Paid € 426,364 in corporate taxes since 2022.
Best year ever: 2024, with € 2.2 million profit.
Paid out € 4.4 million in dividends to the owners in total.
Management
It owns 100% of Furninvest itself.
Directors
According to the 2025 annual accounts
Bernard Joye
Managing director
Also active at: FEDERATION DE L'INDUSTRIE DU BETON - FEDERATIE VAN DE BETONINDUSTRIE, Furninvest, BPT Building, ENJOY CONCRETE, NIJF
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Wulpendammestraat 178
8630 Veurne
Weidestraat(Wul) 1
8670 Koksijde
Active since 4 November 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.027.023
- VAT number
- BE 0474.027.023
- Registered office
- Wulpendammestraat 178, 8630 Veurne
- Names & denominations
- JOY-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 February 2001
- Peppol
- Active · Active since 14 Aug 2026
- Activities · NACE
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