Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
C.D.L. EUROPE from Waterloo, company number BE0473860341, closed financial year 2025 with a result of € -50,977 after tax. For that financial year C.D.L. EUROPE recorded a gross margin of € 135,302 and equity of € -24,815. Compared with financial year 2024, the result moved from € 19,792 to € -50,977. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -24,815
▼ € 50,977 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -50,977
▼ still € 19,792 profit in 2024
Profit after tax over the fiscal year.
€ 1,869
▼ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -44,815.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 146,870
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,092
▼ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 100,051
▲ 217% vs 2024
Loans from banks and other lenders, long and short.
€ 19,451
▲ 166% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,908
▲ 14% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 105,874 | € 163,656 | € 188,285 | € 135,302 | ▼ 28% |
| Profit after taxes | € 6,341 | € 8,043 | € 19,792 | € -50,977 | ▼ € 70,769 |
| Equity | € -1,673 | € 6,370 | € 26,162 | € -24,815 | ▼ € 50,977 |
| Total debts | € 112,341 | € 72,749 | € 63,944 | € 152,337 | ▲ 138% |
| Cash | € 10,561 | € 3,850 | € 4,283 | € 1,869 | ▼ 56% |
| Retained profit | € -21,673 | € -13,630 | € 6,162 | € -44,815 | ▼ € 50,977 |
| Bank debt | € 45,688 | € 37,466 | € 31,547 | € 100,051 | ▲ 217% |
| Balance sheet total | € 110,668 | € 79,119 | € 90,105 | € 127,522 | ▲ 42% |
Key figures of C.D.L. EUROPE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to C.D.L. EUROPE?
What happened at C.D.L. EUROPE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 50,977 (▼ € 70,769 vs 2024). filed late Source: NBB ↗
- Monique Van Dessel stepped down as director. NBB
- André Druez became a director. NBB
- Monique Van Dessel became a director. NBB
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,341 profit in 2022 to € 50,977 loss in 2025.
Best year ever: 2024, with € 19,792 profit.
Management
The stake of Drive's by AM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
C.D.L. EUROPEBehind C.D.L. EUROPE is André Druez. The shares are held by Drive's by AM (100%).
Directors
According to the 2025 annual accounts
since 2025
Monique Van Dessel
Director
since 2022 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Libert (François) 27
1410 Waterloo
Chaussée Bara 291
1410 Waterloo
Active since 23 January 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.860.341
- VAT number
- BE 0473.860.341
- Registered office
- Rue Libert (François) 27, 1410 Waterloo
- Names & denominations
- C.D.L. EUROPE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 January 2001
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Diensten voor personenvervoer op aanvraag per voertuig met chauffeur
Exploitatie van taxi's
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Verhuur van auto's