What is the address of DIPACAVI?

The registered office of DIPACAVI is located at Rue Jacques Musch 38, 4053 Chaudfontaine.

Is DIPACAVI still active?

Yes. According to the CBE (30 October 2026) DIPACAVI is active, legal situation “Normale toestand”, started on 11 January 2001.

Is DIPACAVI registered on Peppol?

No, DIPACAVI is currently not registered on the Peppol network.

What is the enterprise number of DIPACAVI?

The enterprise number of DIPACAVI is BE0473784325.

When was DIPACAVI founded?

DIPACAVI was founded on 11 January 2001.

Who are the directors of DIPACAVI?

According to the 2025 annual accounts, the directors of DIPACAVI are: Yves PECHARD.

Is DIPACAVI a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 January 2001; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did DIPACAVI make in 2025?

DIPACAVI posted a profit after taxes of € 169,397 in financial year 2025.

What is the revenue of DIPACAVI?

As a small company, DIPACAVI is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 210,332.

DIPACAVI (Private Limited) - Chaudfontaine - BE0473784325

Dossier DIPACAVI, printed on 30 October 2026 from databakkes.be/en/0473784325/dipacavi. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

DIPACAVI from Chaudfontaine, company number BE0473784325, closed financial year 2025 with a result of € 169,397 after tax. For that financial year DIPACAVI recorded a gross margin of € 210,332 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 48,613 to € 169,397. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.

What it is worth Growing

€ 1.1 million

▲ 7% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 169,397

▲ 248% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 130,952

▲ € 106,142 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 370,398.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 308,094

▼ 13% vs 2024

€ 48,234 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 15,518

▲ 5% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 8,381

▲ 63% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 87,087 Gross margin 2022: € 87,087 First fiscal year in the series	€ -9,203 Gross margin 2023: € -9,203 ▼ € 96,290 vs 2022 (€ 87,087) Unfavourable step	€ 40,075 Gross margin 2024: € 40,075 ▲ € 49,278 vs 2023 (€ -9,203) Favourable step	€ 210,332 Gross margin 2025: € 210,332 ▲ € 170,257 vs 2024 (€ 40,075) Favourable step	▲ € 170,257
Profit after taxes	€ 50,438 Profit after taxes 2022: € 50,438 First fiscal year in the series	€ -5,177 Profit after taxes 2023: € -5,177 ▼ € 55,616 vs 2022 (€ 50,438) Unfavourable step	€ 48,613 Profit after taxes 2024: € 48,613 ▲ € 53,790 vs 2023 (€ -5,177) Favourable step	€ 169,397 Profit after taxes 2025: € 169,397 ▲ 248% vs 2024 (€ 48,613) Favourable step	▲ 248%
Equity	€ 968,076 Equity 2022: € 968,076 First fiscal year in the series	€ 962,899 Equity 2023: € 962,899 ▼ 1% vs 2022 (€ 968,076) Unfavourable step	€ 1,011,512 Equity 2024: € 1,011,512 ▲ 5% vs 2023 (€ 962,899) Favourable step	€ 1,086,728 Equity 2025: € 1,086,728 ▲ 7% vs 2024 (€ 1,011,512) Favourable step	▲ 7%
Total debts	€ 644,647 Total debts 2022: € 644,647 First fiscal year in the series	€ 619,918 Total debts 2023: € 619,918 ▼ 4% vs 2022 (€ 644,647) Favourable step	€ 568,985 Total debts 2024: € 568,985 ▼ 8% vs 2023 (€ 619,918) Favourable step	€ 530,257 Total debts 2025: € 530,257 ▼ 7% vs 2024 (€ 568,985) Favourable step	▼ 7%
Cash	€ 19,835 Cash 2022: € 19,835 First fiscal year in the series	€ 35,243 Cash 2023: € 35,243 ▲ 78% vs 2022 (€ 19,835) Favourable step	€ 24,810 Cash 2024: € 24,810 ▼ 30% vs 2023 (€ 35,243) Unfavourable step	€ 130,952 Cash 2025: € 130,952 ▲ € 106,142 vs 2024 (€ 24,810) Favourable step	▲ € 106,142
Land & buildings	€ 782,775 Land & buildings 2022: € 782,775 First fiscal year in the series	€ 756,874 Land & buildings 2023: € 756,874 ▼ 3% vs 2022 (€ 782,775) Unchanged	€ 730,973 Land & buildings 2024: € 730,973 ▼ 3% vs 2023 (€ 756,874) Unchanged	€ 652,188 Land & buildings 2025: € 652,188 ▼ 11% vs 2024 (€ 730,973) Unchanged	▼ 11%
Retained profit	€ 159,425 Retained profit 2022: € 159,425 First fiscal year in the series	€ 152,388 Retained profit 2023: € 152,388 ▼ 4% vs 2022 (€ 159,425) Unfavourable step	€ 201,001 Retained profit 2024: € 201,001 ▲ 32% vs 2023 (€ 152,388) Favourable step	€ 370,398 Retained profit 2025: € 370,398 ▲ 84% vs 2024 (€ 201,001) Favourable step	▲ 84%
Bank debt	€ 447,420 Bank debt 2022: € 447,420 First fiscal year in the series	€ 401,857 Bank debt 2023: € 401,857 ▼ 10% vs 2022 (€ 447,420) Favourable step	€ 355,420 Bank debt 2024: € 355,420 ▼ 12% vs 2023 (€ 401,857) Favourable step	€ 308,094 Bank debt 2025: € 308,094 ▼ 13% vs 2024 (€ 355,420) Favourable step	▼ 13%
Balance sheet total	€ 1,612,724 Balance sheet total 2022: € 1,612,724 First fiscal year in the series	€ 1,582,817 Balance sheet total 2023: € 1,582,817 ▼ 2% vs 2022 (€ 1,612,724) Unchanged	€ 1,580,498 Balance sheet total 2024: € 1,580,498 Unchanged (€ 1,582,817) Unchanged	€ 1,643,042 Balance sheet total 2025: € 1,643,042 ▲ 4% vs 2024 (€ 1,580,498) Unchanged	▲ 4%

Key figures of DIPACAVI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DIPACAVI?

What happened at DIPACAVI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 29, 2026 New annual accounts for financial year 2025: profit of € 169,397 (▲ 248% vs 2024). Source: NBB ↗
Feb 1, 2001 New establishment in Chaudfontaine. KBO
Jan 11, 2001 Start of the company according to the CBE. KBO

In short

From € 50,438 profit in 2022 to € 169,397 profit in 2025.

Paid € 33,319 in corporate taxes since 2022.

Best year ever: 2025, with € 169,397 profit.

Original PDFs at the National Bank ↗

Management

Yves PECHARD

DIPACAVI

Independent Brokers Insurance Services 11.5%

Behind DIPACAVI is Yves PECHARD. It owns 11.5% of Independent Brokers Insurance Services itself.

Directors

According to the 2025 annual accounts

Yves PECHARD

Director

Also active at: INDEPENDENT BROKERS INSURANCE SERVICES

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Jacques Musch 38

4053 Chaudfontaine

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0473.784.325
VAT number: BE 0473.784.325
Registered office: Rue Jacques Musch 38, 4053 Chaudfontaine
Names & denominations: DIPACAVI
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 January 2001
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗