What does PONT - NEUF ASSURFINANCE do?

PONT - NEUF ASSURFINANCE is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 15 December 2000, 2 establishments.

What is the address of PONT - NEUF ASSURFINANCE?

The registered office of PONT - NEUF ASSURFINANCE is located at Rue du Pont Neuf 5, 6000 Charleroi.

Is PONT - NEUF ASSURFINANCE still active?

Yes. According to the CBE (29 October 2026) PONT - NEUF ASSURFINANCE is active, legal situation “Normale toestand”, started on 15 December 2000.

Is PONT - NEUF ASSURFINANCE registered on Peppol?

Yes, PONT - NEUF ASSURFINANCE is registered on the Peppol network with ID 0208:0473530541.

What is the enterprise number of PONT - NEUF ASSURFINANCE?

The enterprise number of PONT - NEUF ASSURFINANCE is BE0473530541.

When was PONT - NEUF ASSURFINANCE founded?

PONT - NEUF ASSURFINANCE was founded on 15 December 2000.

Who are the directors of PONT - NEUF ASSURFINANCE?

According to the 2025 annual accounts, the directors of PONT - NEUF ASSURFINANCE are: Frédéric PIROT, JULERS MANAGEMENT SRL, BOB06 MANAGEMENT SRL.

Is PONT - NEUF ASSURFINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 December 2000; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did PONT - NEUF ASSURFINANCE make in 2025?

PONT - NEUF ASSURFINANCE posted a profit after taxes of € 155,398 in financial year 2025.

What is the revenue of PONT - NEUF ASSURFINANCE?

As a small company, PONT - NEUF ASSURFINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 518,755.

How much does an employee at PONT - NEUF ASSURFINANCE earn?

The average wage cost per full-time employee at PONT - NEUF ASSURFINANCE was € 64,500 in 2025: staff costs of € 232,232 for 3.6 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does PONT - NEUF ASSURFINANCE have?

According to the 2025 annual accounts, PONT - NEUF ASSURFINANCE has 3.6 full-time equivalents (FTE).

PONT - NEUF ASSURFINANCE (Private Limited) - Charleroi

Dossier PONT - NEUF ASSURFINANCE, printed on 29 October 2026 from databakkes.be/en/0473530541/pont-neuf-assurfinance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

PONT - NEUF ASSURFINANCE from Charleroi, company number BE0473530541, closed financial year 2025 with a result of € 155,398 after tax. For that financial year PONT - NEUF ASSURFINANCE recorded a gross margin of € 518,755 and equity of € 774,865. Compared with financial year 2024, the result moved from € 236,201 to € 155,398. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.

What it is worth Healthy

€ 774,865

▼ 35% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 155,398

▼ 34% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 158,495

▼ 72% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 571,162 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

3.6

▲ 0.5 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 232,232

▲ 30% vs 2024

€ 64,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 77,384

▼ 5% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 108,600

▲ 105% vs 2024

€ 70,128 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 15,937

▼ 51% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 54,000

▼ 36% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 346,691 Gross margin 2022: € 346,691 First fiscal year in the series	€ 487,753 Gross margin 2023: € 487,753 ▲ 41% vs 2022 (€ 346,691) Favourable step	€ 580,135 Gross margin 2024: € 580,135 ▲ 19% vs 2023 (€ 487,753) Favourable step	€ 518,755 Gross margin 2025: € 518,755 ▼ 11% vs 2024 (€ 580,135) Unfavourable step	▼ 11%
Profit after taxes	€ 86,059 Profit after taxes 2022: € 86,059 First fiscal year in the series	€ 147,781 Profit after taxes 2023: € 147,781 ▲ 72% vs 2022 (€ 86,059) Favourable step	€ 236,201 Profit after taxes 2024: € 236,201 ▲ 60% vs 2023 (€ 147,781) Favourable step	€ 155,398 Profit after taxes 2025: € 155,398 ▼ 34% vs 2024 (€ 236,201) Unfavourable step	▼ 34%
Equity	€ 504,424 Equity 2022: € 504,424 First fiscal year in the series	€ 1,004,427 Equity 2023: € 1,004,427 ▲ 99% vs 2022 (€ 504,424) Favourable step	€ 1,190,629 Equity 2024: € 1,190,629 ▲ 19% vs 2023 (€ 1,004,427) Favourable step	€ 774,865 Equity 2025: € 774,865 ▼ 35% vs 2024 (€ 1,190,629) Unfavourable step	▼ 35%
Total debts	€ 378,449 Total debts 2022: € 378,449 First fiscal year in the series	€ 99,342 Total debts 2023: € 99,342 ▼ 74% vs 2022 (€ 378,449) Favourable step	€ 170,250 Total debts 2024: € 170,250 ▲ 71% vs 2023 (€ 99,342) Unfavourable step	€ 250,668 Total debts 2025: € 250,668 ▲ 47% vs 2024 (€ 170,250) Unfavourable step	▲ 47%
Cash	€ 474,690 Cash 2022: € 474,690 First fiscal year in the series	€ 474,755 Cash 2023: € 474,755 Unchanged (€ 474,690) Favourable step	€ 559,528 Cash 2024: € 559,528 ▲ 18% vs 2023 (€ 474,755) Favourable step	€ 158,495 Cash 2025: € 158,495 ▼ 72% vs 2024 (€ 559,528) Unfavourable step	▼ 72%
Land & buildings	€ 191,084 Land & buildings 2022: € 191,084 First fiscal year in the series	€ 181,463 Land & buildings 2023: € 181,463 ▼ 5% vs 2022 (€ 191,084) Unchanged	€ 174,205 Land & buildings 2024: € 174,205 ▼ 4% vs 2023 (€ 181,463) Unchanged	€ 189,592 Land & buildings 2025: € 189,592 ▲ 9% vs 2024 (€ 174,205) Unchanged	▲ 9%
Retained profit	€ 498,227 Retained profit 2022: € 498,227 First fiscal year in the series	€ 979,630 Retained profit 2023: € 979,630 ▲ 97% vs 2022 (€ 498,227) Favourable step	€ 1,165,831 Retained profit 2024: € 1,165,831 ▲ 19% vs 2023 (€ 979,630) Favourable step	€ 750,067 Retained profit 2025: € 750,067 ▼ 36% vs 2024 (€ 1,165,831) Unfavourable step	▼ 36%
Dividend	€ 324,000 Dividend 2022: € 324,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 324,000) Unchanged	€ 50,000 Dividend 2024: € 50,000 Unchanged (€ 0) Unchanged	€ 571,162 Dividend 2025: € 571,162 ▲ € 521,162 vs 2024 (€ 50,000) Unchanged	▲ € 521,162
Bank debt	€ 353 Bank debt 2022: € 353 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 353) Favourable step	€ 52,973 Bank debt 2024: € 52,973 Unchanged (€ 0) Unfavourable step	€ 108,600 Bank debt 2025: € 108,600 ▲ 105% vs 2024 (€ 52,973) Unfavourable step	▲ 105%
Balance sheet total	€ 882,873 Balance sheet total 2022: € 882,873 First fiscal year in the series	€ 1,103,769 Balance sheet total 2023: € 1,103,769 ▲ 25% vs 2022 (€ 882,873) Unchanged	€ 1,360,879 Balance sheet total 2024: € 1,360,879 ▲ 23% vs 2023 (€ 1,103,769) Unchanged	€ 1,025,533 Balance sheet total 2025: € 1,025,533 ▼ 25% vs 2024 (€ 1,360,879) Unchanged	▼ 25%
Employees (FTE)	-	2.8 Employees (FTE) 2023: 2.8 First fiscal year in the series	3.1 Employees (FTE) 2024: 3.1 ▲ 0.3 vs 2023 (2.8) Unchanged	3.6 Employees (FTE) 2025: 3.6 ▲ 0.5 vs 2024 (3.1) Unchanged	▲ 0.5

Key figures of PONT - NEUF ASSURFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PONT - NEUF ASSURFINANCE?

What happened at PONT - NEUF ASSURFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 19, 2026 New annual accounts for financial year 2025: profit of € 155,398 (▼ 34% vs 2024). filed late Source: NBB ↗
Jun 1, 2021 New establishment in Couvin. KBO
Dec 20, 2000 New establishment in Charleroi. KBO
Dec 15, 2000 Start of the company according to the CBE. KBO

In short

From € 86,059 profit in 2022 to € 155,398 profit in 2025.

Paid € 270,758 in corporate taxes since 2022.

Best year ever: 2024, with € 236,201 profit.

On average € 144,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

BOB06 Management 12%

Julers Management 10.1%

The stake of BOB06 Management, Julers Management comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

PONT - NEUF ASSURFINANCE

Behind PONT - NEUF ASSURFINANCE are Frédéric PIROT, JULERS MANAGEMENT SRL and BOB06 MANAGEMENT SRL. The shares are held by BOB06 Management (12%) and Julers Management (10.1%).

Directors

According to the 2025 annual accounts

Frédéric PIROT

Director

JULERS MANAGEMENT SRL

Director · represented by Julien DELERS

BOB06 MANAGEMENT SRL

Director · represented by Marc BODART

Shareholders

BOB06 Management

12%

Julers Management

10.1%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Pont Neuf 5

6000 Charleroi

2.317.026.726

Rue de la Barrière, Pes. 30 box C1

5660 Couvin

Active since 1 June 2021

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Association des copropriétaires de la résidence PONT NEUF à Charleroi, rue du Pont Neuf n° 5

CP AVOCATS

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0473.530.541

VAT number

BE 0473.530.541

Registered office

Rue du Pont Neuf 5, 6000 Charleroi

Names & denominations

PONT - NEUF ASSURFINANCE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

15 December 2000

Peppol

Active · Active since 24 Dec 2025

Activities · NACE

Agenten en makelaars in bankdiensten

Overige activiteiten van geldscheppende financiële instellingen

View on CBE Public ↗ Annual accounts (NBB) ↗

PONT - NEUF ASSURFINANCE

Financials

What happened to PONT - NEUF ASSURFINANCE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions