Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
V & L from Lokeren, company number BE0473219844, closed financial year 2026 with a result of € 136,460 after tax. For that financial year V & L recorded a gross margin of € 260,055 and equity of € 416,535. Compared with financial year 2025, the result moved from € 63,032 to € 136,460. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 7, 2026.
€ 416,535
▲ 3% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 136,460
▲ 116% vs 2025
Profit after tax over the fiscal year.
€ 269,125
▲ € 242,919 vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 125,000 paid out
92 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2026
0
Average over the fiscal year, from the social balance sheet.
€ 134,913
▲ 98% vs 2025
Of which on lease € 132,326.
Debts at end 2026
€ 2 million
▲ 22% vs 2025
€ 30,970 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 21,977
▼ 85% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 60,316
▲ € 52,686 vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 57,156 | € -80,003 | € 95,122 | € 260,055 | ▲ 173% |
| Profit after taxes | € 32,142 | € -88,266 | € 63,032 | € 136,460 | ▲ 116% |
| Equity | € 525,308 | € 437,042 | € 405,075 | € 416,535 | ▲ 3% |
| Total debts | € 713,839 | € 2,087,068 | € 1,788,645 | € 2,086,375 | ▲ 17% |
| Cash | € 82,033 | € 629,999 | € 26,206 | € 269,125 | ▲ € 242,919 |
| Retained profit | € 519,108 | € 430,842 | € 398,875 | € 410,335 | ▲ 3% |
| Dividend | € 0 | € 0 | € 95,000 | € 125,000 | ▲ 32% |
| Bank debt | € 608,559 | € 2,048,807 | € 1,601,927 | € 1,954,408 | ▲ 22% |
| Balance sheet total | € 1,239,147 | € 2,524,110 | € 2,193,720 | € 2,502,910 | ▲ 14% |
Key figures of V & L, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to V & L?
What happened at V & L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 136,460 (▲ 116% vs 2025). Source: NBB ↗
- Diederik Van De Velde became a director. NBB
- Judith Luca became a director. NBB
- New establishment in Lokeren. KBO
- Start of the company according to the CBE. KBO
In short
From € 32,142 profit in 2023 to € 136,460 profit in 2026.
Paid € 76,768 in corporate taxes since 2023.
Best year ever: 2026, with € 136,460 profit.
Paid out € 220,000 in dividends to the owners in total.
Management
Behind V & L are Diederik Van De Velde and Judith Luca. It owns 25% of De Volder itself.
Directors
According to the 2026 annual accounts
since 2023
Judith Luca
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Keizershoek 18
9180 Lokeren
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.219.844
- VAT number
- BE 0473.219.844
- Registered office
- Keizershoek 18, 9180 Lokeren
- Names & denominations
- V & L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 November 2000
- Peppol
- Active · Active since 23 Feb 2026
- Activities · NACE
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings