Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LABORATOIRE D'ANALYSES MEDICALES DE WATERLOO from Waterloo, company number BE0473161545, closed financial year 2025 with a result of € 40,589 after tax. For that financial year LABORATOIRE D'ANALYSES MEDICALES DE WATERLOO recorded a gross margin of € 72,883 and equity of € 132,404. Compared with financial year 2024, the result moved from € 37,875 to € 40,589. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 132,404
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,589
▲ 7% vs 2024
Profit after tax over the fiscal year.
€ 29,163
▲ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 12,335 paid out
30 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,283
▲ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 41,225
▲ 47% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,527 | € 58,761 | € 70,391 | € 72,883 | ▲ 4% |
| Profit after taxes | € 46,370 | € 30,401 | € 37,875 | € 40,589 | ▲ 7% |
| Equity | € 79,639 | € 87,545 | € 104,150 | € 132,404 | ▲ 27% |
| Total debts | € 126,231 | € 107,613 | € 87,873 | € 80,875 | ▼ 8% |
| Cash | € 10,613 | € 9,806 | € 16,401 | € 29,163 | ▲ 78% |
| Land & buildings | € 171,603 | € 164,122 | € 156,642 | € 163,991 | ▲ 5% |
| Retained profit | € 56,129 | € 64,035 | € 80,640 | € 108,894 | ▲ 35% |
| Dividend | € 43,000 | € 22,495 | € 21,270 | € 12,335 | ▼ 42% |
| Bank debt | € 44,676 | € 22,955 | € 0 | € 0 | |
| Balance sheet total | € 205,871 | € 195,158 | € 192,023 | € 213,279 | ▲ 11% |
Key figures of LABORATOIRE D'ANALYSES MEDICALES DE WATERLOO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LABORATOIRE D'ANALYSES MEDICALES DE WATERLOO?
What happened at LABORATOIRE D'ANALYSES MEDICALES DE WATERLOO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,589 (▲ 7% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 46,370 profit in 2022 to € 40,589 profit in 2025.
Paid € 74,547 in corporate taxes since 2022.
Best year ever: 2022, with € 46,370 profit.
Paid out € 99,100 in dividends to the owners in total.
Management
Behind LABORATOIRE D'ANALYSES MEDICALES DE WATERLOO is Bernard PAGNIER.
Directors
According to the 2025 annual accounts
Bernard PAGNIER
Director
Establishments
Establishment units
Physical locations of this company
Boulevard de la Cense 21
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Website info
Features
Details
- Company number
- 0473.161.545
- VAT number
- BE 0473.161.545
- Registered office
- Boulevard de la Cense 21, 1410 Waterloo
- Names & denominations
- LABORATOIRE D'ANALYSES MEDICALES DE WATERLOO · L.A.M. WATERLOO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 October 2000
- Peppol
- Not registered