Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
PEARLCA from Elsene, company number BE0472177786, closed financial year 2025 with a result of € 2,517 after tax. For that financial year PEARLCA recorded a gross margin of € 47,736 and equity of € 8,869. Compared with financial year 2024, the result moved from € 20,689 to € 2,517. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 8,869
▲ 40% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,517
▼ 88% vs 2024
Profit after tax over the fiscal year.
€ 18,260
▼ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -191,131.
People and assets in 2025
€ 443
▼ 87% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 37,586
▼ 19% vs 2024
€ 9,148 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 54,451 | € 54,517 | € 66,941 | € 47,736 | ▼ 29% |
| Profit after taxes | € 8,761 | € 8,923 | € 20,689 | € 2,517 | ▼ 88% |
| Equity | € -23,260 | € -14,337 | € 6,352 | € 8,869 | ▲ 40% |
| Total debts | € 447,644 | € 413,631 | € 381,503 | € 349,717 | ▼ 8% |
| Cash | € 1,243 | € 9,394 | € 20,854 | € 18,260 | ▼ 12% |
| Land & buildings | € 316,409 | € 297,307 | € 278,204 | € 259,102 | ▼ 7% |
| Retained profit | € -223,260 | € -214,337 | € -193,648 | € -191,131 | ▲ € 2,517 |
| Bank debt | € 64,074 | € 55,401 | € 46,572 | € 37,586 | ▼ 19% |
| Balance sheet total | € 424,385 | € 399,295 | € 387,855 | € 358,585 | ▼ 8% |
Key figures of PEARLCA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PEARLCA?
What happened at PEARLCA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Deborah LACHER stepped down as director. NBB
- Carine LACHER stepped down as director. NBB
- Albert LACHER stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2,517 (▼ 88% vs 2024). filed late Source: NBB ↗
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,761 profit in 2022 to € 2,517 profit in 2025.
Best year ever: 2024, with € 20,689 profit.
A new publication or filing at PEARLCA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Deborah LACHER
Administratrice
· until 2029
· until 2029
· until 2029
Establishments
Establishment units
Physical locations of this company
Washingtonstraat 111
1050 Elsene
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.177.786
- VAT number
- BE 0472.177.786
- Registered office
- Washingtonstraat 111, 1050 Elsene
- Names & denominations
- PEARLCA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 June 2000
- Peppol
- Not registered