Financials
Financial year 2025
B &B verzekeringen from Oudenaarde, company number BE0472052181, closed financial year 2025 with a result of € 347,054 after tax. For that financial year B &B verzekeringen recorded a gross margin of € 1.5 million and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 563,497 to € 347,054. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 1.1 million
▲ 44% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 347,054
▼ 38% vs 2024
Profit after tax over the fiscal year.
€ 654,307
▲ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.1 million.
People and assets in 2025
8.9
▲ 2.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 747,392
▲ 47% vs 2024
€ 84,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 206,788
▲ 103% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2 million
▲ 69% vs 2024
€ 331,730 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 35,049
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 103,480
▲ 117% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,114,287 | € 1,249,513 | € 1,441,140 | € 1,498,346 | ▲ 4% |
| Profit after taxes | € 265,455 | € 385,982 | € 563,497 | € 347,054 | ▼ 38% |
| Equity | € 313,554 | € 699,536 | € 783,034 | € 1,130,087 | ▲ 44% |
| Total debts | € 1,835,768 | € 1,488,277 | € 1,449,969 | € 2,123,945 | ▲ 46% |
| Cash | € 308,948 | € 187,000 | € 329,983 | € 654,307 | ▲ 98% |
| Land & buildings | € 209,835 | € 161,967 | € 119,232 | € 82,539 | ▼ 31% |
| Retained profit | € 251,554 | € 637,536 | € 721,034 | € 1,068,087 | ▲ 48% |
| Dividend | € 23,367 | € 0 | € 480,000 | € 0 | ▼ 100% |
| Bank debt | € 1,650,584 | € 1,366,190 | € 1,170,451 | € 1,983,000 | ▲ 69% |
| Balance sheet total | € 2,149,322 | € 2,187,813 | € 2,233,003 | € 3,254,032 | ▲ 46% |
| Employees (FTE) | - | - | 6.3 | 8.9 | ▲ 2.6 |
Key figures of B &B verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B &B verzekeringen?
What happened at B &B verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- HEYLENS CONSULTING BV stepped down as director. NBB
- THOMAS BONTE BV stepped down as director. NBB
- BONTE JAN BV stepped down as director. NBB
- GEERT BONTE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 347,054 (▼ 38% vs 2024). Source: NBB ↗
- New establishment in Kruisem. KBO
- New establishment in Ronse. KBO
- New establishment in Kluisbergen. KBO
In short
From € 265,455 profit in 2022 to € 347,054 profit in 2025.
Paid € 482,844 in corporate taxes since 2022.
Best year ever: 2024, with € 563,497 profit.
On average € 168,400 of value added per employee in 2025.
Management
The stake of HEYLENS CONSULTING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
B &B verzekeringenThe shares are held by HEYLENS CONSULTING (25%).
Directors
According to the 2025 annual accounts
Director · represented by GREGORY HEYLENS
since 2022 · until 2027
Director · represented by THOMAS BONTE
since 2022 · until 2027
Director · represented by JAN BONTE
since 2022 · until 2027
since 2022 · until 2027
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Beverestraat 21
9700 Oudenaarde
Oude Vesten 4
9600 Ronse
Active since 1 January 2022
Grote Herreweg 141
9690 Kluisbergen
Active since 1 January 2022
Markt(KRU) 10
9770 Kruisem
Active since 1 January 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Website info
Features
Details
- Company number
- 0472.052.181
- VAT number
- BE 0472.052.181
- Registered office
- Beverestraat 21, 9700 Oudenaarde
- Names & denominations
- B &B verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 2000
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings