Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RACHEL from Tervuren, company number BE0471885994, closed financial year 2025 with a result of € -54,598 after tax. For that financial year RACHEL recorded a gross margin of € -43,471 and equity of € -65,255. Compared with financial year 2024, the result moved from € -52,363 to € -54,598. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ -65,255
▼ € 54,598 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -54,598
▼ 4 % more loss than in 2024
Profit after tax over the fiscal year.
€ 53
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -127,255.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 354
▼ 75% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 49,188
▲ 42% vs 2024
Loans from banks and other lenders, long and short.
€ 15,297
▲ 140% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,129
▲ 129% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 184,484 | € 55,539 | € -11,867 | € -43,471 | ▼ € 31,603 |
| Profit after taxes | € 49,941 | € -25,106 | € -52,363 | € -54,598 | ▼ € 2,235 |
| Equity | € 66,812 | € 41,706 | € -10,657 | € -65,255 | ▼ € 54,598 |
| Total debts | € 175,954 | € 131,962 | € 99,445 | € 133,365 | ▲ 34% |
| Cash | € 4,552 | € 3,462 | € 978 | € 53 | ▼ 95% |
| Land & buildings | € 51,011 | € 40,809 | - | - | |
| Retained profit | € 4,812 | € -20,294 | € -72,657 | € -127,255 | ▼ € 54,598 |
| Bank debt | € 22,716 | € 45,932 | € 34,641 | € 49,188 | ▲ 42% |
| Balance sheet total | € 242,767 | € 173,668 | € 88,789 | € 68,110 | ▼ 23% |
Key figures of RACHEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RACHEL?
What happened at RACHEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Anna De Smedt stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 54,598. filed late Source: NBB ↗
- Anna De Smedt became a director. NBB
- Frank De Smedt became a director. NBB
- New establishment in Tervuren. KBO
- Start of the company according to the CBE. KBO
In short
From € 49,941 profit in 2022 to € 54,598 loss in 2025.
Paid € 3,642 in corporate taxes since 2022.
Best year ever: 2022, with € 49,941 profit.
A new publication or filing at RACHEL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RACHEL is Frank De Smedt. It owns 100% of Avalon Lifestyle itself.
Directors
According to the 2025 annual accounts
since 2015
Anna De Smedt
Director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Voerhoek 25
3080 Tervuren
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.885.994
- VAT number
- BE 0471.885.994
- Registered office
- Voerhoek 25, 3080 Tervuren
- Names & denominations
- RACHEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 May 2000
- Peppol
- Active · Active since 15 Jul 2025
- Activities · NACE
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