Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Financial and Insurance Brokerage from Zoutleeuw, company number BE0471842840, closed financial year 2025 with a result of € -10,134 after tax. For that financial year Financial and Insurance Brokerage recorded a gross margin of € -13,150 and equity of € 241,714. Compared with financial year 2024, the result moved from € -5,140 to € -10,134. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 241,714
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,134
▼ 97 % more loss than in 2024
Profit after tax over the fiscal year.
€ 9,905
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 221,714.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 31
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,677 | € -10,705 | € -10,900 | € -13,150 | ▼ € 2,250 |
| Profit after taxes | € 984 | € -5,447 | € -5,140 | € -10,134 | ▼ € 4,995 |
| Equity | € 262,434 | € 256,988 | € 251,848 | € 241,714 | ▼ 4% |
| Total debts | € 79,664 | € 79,791 | € 77,969 | € 78,492 | ▲ 1% |
| Cash | € 40,662 | € 35,681 | € 18,755 | € 9,905 | ▼ 47% |
| Retained profit | € 242,434 | € 236,988 | € 231,848 | € 221,714 | ▼ 4% |
| Balance sheet total | € 342,098 | € 336,778 | € 329,817 | € 320,205 | ▼ 3% |
Key figures of Financial and Insurance Brokerage, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Financial and Insurance Brokerage?
What happened at Financial and Insurance Brokerage in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 10,134. Source: NBB ↗
- LA CASA DE LA CARA MIA became a director. NBB
- VAN DYCK became a director. NBB
- Anny Vandevelde became a director. NBB
- Christophe Michiels became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 984 profit in 2022 to € 10,134 loss in 2025.
Paid € 4,117 in corporate taxes since 2022.
Best year ever: 2022, with € 984 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Financial and Insurance Brokerage are LA CASA DE LA CARA MIA, VAN DYCK, Christophe Michiels and Anny Vandevelde. LA CASA DE LA CARA MIA is also behind INTERNATIONAL BUSINESS AND COMMERCECENTER and VAN DYCK.
Directors
According to the 2025 annual accounts
Managing director · represented by Tim Joris
Also active at: INTERNATIONAL BUSINESS AND COMMERCECENTER, VAN DYCK
since 2019
Director · represented by Belinda Michiels
since 2019
Christophe Michiels
Director
since 2011
Anny Vandevelde
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Grote Steenweg 63
3440 Zoutleeuw
Avenue de Marlagne 190
5000 Namur
Active since 28 August 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.842.840
- VAT number
- BE 0471.842.840
- Registered office
- Grote Steenweg 63, 3440 Zoutleeuw
- Names & denominations
- F.I.B. · Financial and Insurance Brokerage
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 9 May 2000
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen