Financials
Financial year 2025
Agent de banque et d’assurances Condroz-Famenne-Ardenne from Ciney, company number BE0471656362, closed financial year 2025 with a result of € 1.2 million after tax. For that financial year Agent de banque et d’assurances Condroz-Famenne-Ardenne recorded a gross margin of € 5.2 million and equity of € 867,433. Compared with financial year 2024, the result moved from € 847,782 to € 1.2 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 867,433
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.2 million
▲ 36% vs 2024
Profit after tax over the fiscal year.
€ 1,997
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 832,059 paid out
72 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
47
▲ 3.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.2 million
▼ 3% vs 2024
€ 69,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 766,576
▲ 12% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 759,419
▲ 10% vs 2024
€ 250,746 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 100,593
▼ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 883,656
▲ 23% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,776,846 | € 4,381,902 | € 4,847,200 | € 5,211,633 | ▲ 8% |
| Profit after taxes | € 396,533 | € 651,682 | € 847,782 | € 1,152,039 | ▲ 36% |
| Equity | € 487,050 | € 635,151 | € 712,543 | € 867,433 | ▲ 22% |
| Total debts | € 1,062,297 | € 1,636,328 | € 2,081,307 | € 2,326,157 | ▲ 12% |
| Cash | € 14,959 | € 112,148 | € 142,361 | € 1,997 | ▼ 99% |
| Retained profit | € 411,050 | € 556,151 | € 633,543 | € 792,433 | ▲ 25% |
| Dividend | € 282,597 | € 412,664 | € 630,674 | € 832,059 | ▲ 32% |
| Bank debt | € 232,804 | € 673,878 | € 689,898 | € 759,419 | ▲ 10% |
| Balance sheet total | € 1,549,347 | € 2,271,479 | € 2,793,850 | € 3,193,590 | ▲ 14% |
| Employees (FTE) | 32.9 | 47.7 | 43.6 | 47 | ▲ 3.4 |
Key figures of Agent de banque et d’assurances Condroz-Famenne-Ardenne, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Agent de banque et d’assurances Condroz-Famenne-Ardenne?
What happened at Agent de banque et d’assurances Condroz-Famenne-Ardenne in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.2 million (▲ 36% vs 2024). Source: NBB ↗
- LOUIS-PHILIPPE COLLIN became a director. NBB
- JEAN-LUC ENGELS became a director. NBB
- MAXIME GEORGIN became a director. NBB
- New establishment in Beauraing. KBO
- New establishment in Bièvre. KBO
- BERNARD MARTIN became a director. NBB
- BENOIT HAQUIN became a director. NBB
In short
From € 396,533 profit in 2022 to € 1.2 million profit in 2025.
Paid € 1.5 million in corporate taxes since 2022.
Best year ever: 2025, with € 1.2 million profit.
On average € 110,900 of value added per employee in 2025.
Management
Behind Agent de banque et d’assurances Condroz-Famenne-Ardenne are LOUIS-PHILIPPE COLLIN, MAXIME GEORGIN, MATHIEU BENOIT, MICHAEL ANDRE, PHILIPPE VINCENT and MAXIME DUPONT.
Directors
According to the 2025 annual accounts
LOUIS-PHILIPPE COLLIN
Manager
since 2025
MAXIME GEORGIN
Manager
since 2023
MATHIEU BENOIT
Manager
since 2022
MICHAEL ANDRE
Manager
since 2022
PHILIPPE VINCENT
Manager
since 2011
MAXIME DUPONT
Manager
since 2017
MATHIEU LEBRUN
Manager
since 2021
JEAN-LUC ENGELS
Manager
since 2024
BERNARD MARTIN
Manager
since 2023
since 2023
OLIVIER DELVILLE
Manager
since 2022
FREDERIC MELOT
Manager
since 2015
SEBASTIEN COLLETTE
Manager
since 2019
LUC HANKARD
Manager
since 2000
BERTRAND MARTIN
Manager
since 2023
Establishments
Establishment units
Physical locations of this company
Rue Saint Eloi 1
5590 Ciney
Marche, Chaussée de Liège 1
6900 Marche-en-Famenne
Active since 28 June 2000
Route de Marche 6
6940 Durbuy
Active since 6 December 2000
Chaussée de Marche 75
5330 Assesse
Active since 1 January 2002
Rue Georges-Cousot 9 box B
5500 Dinant
Active since 1 January 2002
Rue de la Papeterie 1 box A
5300 Andenne
Active since 1 March 2006
Rue de Ciney 108
5350 Ohey
Active since 1 March 2006
rue des Ardennes 2
5570 Beauraing
Active since 1 January 2023
Rue de Bouillon 23
5555 Bièvre
Active since 1 January 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.656.362
- VAT number
- BE 0471.656.362
- Registered office
- Rue Saint Eloi 1, 5590 Ciney
- Names & denominations
- Agent de banque et d’assurances Condroz-Famenne-Ardenne
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 10 April 2000
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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