Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2024; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 5.7 to 5.
Financials
Financial year 2024
BAKKERIJ CEUPPENS from Antwerpen, company number BE0471637655, closed financial year 2024 with a result of € 61,465 after tax. For that financial year BAKKERIJ CEUPPENS recorded a gross margin of € 345,508 and equity of € 123,144. Compared with financial year 2023, the result moved from € 41,790 to € 61,465. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2025.
€ 123,144
▲ 100% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 61,465
▲ 47% vs 2023
Profit after tax over the fiscal year.
€ 22,023
▲ 176% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 110,744.
People and assets in 2024
5
▼ 0.3 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 206,414
▼ 5% vs 2023
€ 41,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 90,887
▲ 86% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 332,200
▼ 4% vs 2023
€ 58,720 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 18,215
▼ 34% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 27,824
▲ 16% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 270,618 | € 277,568 | € 340,756 | € 345,508 | ▲ 1% |
| Profit after taxes | € 24,690 | € -19,611 | € 41,790 | € 61,465 | ▲ 47% |
| Equity | € 39,501 | € 19,890 | € 61,679 | € 123,144 | ▲ 100% |
| Total debts | € 478,717 | € 466,814 | € 398,779 | € 378,484 | ▼ 5% |
| Cash | € 9,783 | € 13,230 | € 7,970 | € 22,023 | ▲ 176% |
| Land & buildings | € 406,096 | € 382,799 | € 359,501 | € 336,204 | ▼ 6% |
| Retained profit | € 27,101 | € 7,489 | € 49,279 | € 110,744 | ▲ 125% |
| Bank debt | € 411,237 | € 373,089 | € 345,473 | € 332,200 | ▼ 4% |
| Balance sheet total | € 518,218 | € 486,703 | € 460,458 | € 501,628 | ▲ 9% |
| Employees (FTE) | 4.7 | 5.7 | 5.3 | 5 | ▼ 0.3 |
Key figures of BAKKERIJ CEUPPENS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BAKKERIJ CEUPPENS?
What happened at BAKKERIJ CEUPPENS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 61,465 (▲ 47% vs 2023). filed late Source: NBB ↗
- New establishment in Stabroek. KBO
- New establishment in Antwerpen. KBO
- Fanny MATTHYSEN became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,690 profit in 2021 to € 61,465 profit in 2024.
Paid € 21,971 in corporate taxes since 2021.
Best year ever: 2024, with € 61,465 profit.
On average € 69,100 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BAKKERIJ CEUPPENS are Fanny MATTHYSEN and Tom CEUPPENS.
Directors
According to the 2024 annual accounts
Fanny MATTHYSEN
Director
since 2009
Tom CEUPPENS
Director
Establishments
Establishment units
Physical locations of this company
Groot Hagelkruis 150
2180 Antwerpen
Witvenstraat 61
2940 Stabroek
Active since 12 August 2013
Prinshoeveweg 92
2180 Antwerpen
Active since 1 February 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.637.655
- VAT number
- BE 0471.637.655
- Registered office
- Groot Hagelkruis 150, 2180 Antwerpen
- Names & denominations
- BAKKERIJ CEUPPENS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 April 2000
- Peppol
- Active · Active since 2 Sept 2025
- Activities · NACE
Artisanale brood- en banketbakkerijen
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk