Active · per the CBE, 30 October 2026
W&F Consult logo

W&F Consult

BE0471564312

Rechtspersoon Private limited company 1 establishment

W&F Consult is an insurance broker in Châtelet. Private Limited, started on 30 March 2000, 1 establishment.

Avenue Paul Pastur 8, 6200 Châtelet wfconsult.be

Behind the company: WALIMAX SRL, RIDDHI SRL.

Active for

26 year, 7 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

W&F Consult from Châtelet, company number BE0471564312, closed financial year 2025 with a result of € 41,418 after tax. For that financial year W&F Consult recorded a gross margin of € 193,606 and equity of € 8,057. Compared with financial year 2024, the result moved from € 53,821 to € 41,418. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 17, 2026.

What it is worth Healthy

€ 8,057

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 41,418

▼ 23% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 50,868

▼ 57% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 41,418 paid out

100 % of the profit went to the shareholders, mostly to RIDDHI (50 % of the shares). That is where the money ends up.

People and assets in 2025

Wage cost

€ 78,095

▲ 8% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,077

▼ 55% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go

€ 411,353

▲ 59% vs 2024

€ 58,047 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 6,966

▼ 4% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 13,944

▼ 22% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 168,764 € 169,168 € 192,611 € 193,606 ▲ 1%
Profit after taxes € 54,340 € 40,819 € 53,821 € 41,418 ▼ 23%
Equity € 8,057 € 8,057 € 8,057 € 8,057
Total debts € 437,255 € 371,534 € 353,169 € 483,568 ▲ 37%
Cash € 125,722 € 101,344 € 117,970 € 50,868 ▼ 57%
Land & buildings € 41,728 € 35,355 € 28,983 € 246,200 ▲ € 217,218
Retained profit € 1,859 € 1,859 € 1,859 € 1,859
Dividend € 54,340 € 40,819 € 53,821 € 41,418 ▼ 23%
Bank debt € 332,711 € 290,259 € 259,121 € 411,353 ▲ 59%
Balance sheet total € 445,312 € 379,590 € 361,225 € 491,625 ▲ 36%

Key figures of W&F Consult, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to W&F Consult?

What happened at W&F Consult in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 41,418 (▼ 23% vs 2024). filed late Source: NBB ↗
  • WALIMAX SRL became a director. NBB
  • RIDDHI SRL became a director. NBB
  • New establishment in Châtelet. KBO
  • Start of the company according to the CBE. KBO

In short

From € 54,340 profit in 2022 to € 41,418 profit in 2025.

Paid € 82,123 in corporate taxes since 2022.

Best year ever: 2022, with € 54,340 profit.

Paid out € 190,398 in dividends to the owners in total.

Management

RIDDHI 50%
WALIMAX 47.5%

The stake of RIDDHI, WALIMAX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

W&F Consult

Behind W&F Consult are WALIMAX SRL and RIDDHI SRL. The shares are held by RIDDHI (50%) and WALIMAX (47.5%).

Directors

According to the 2025 annual accounts

WALIMAX SRL

Administrator-manager

since 2021

RIDDHI SRL

Administrator-manager

since 2021

Shareholders

RIDDHI

50%

WALIMAX

47.5%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue Paul Pastur 8

6200 Châtelet

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

Advanced Custom FieldsLodashPWAReactWixlazysizes

Hosting & Email

Email provider

one.com Mail

Hosting

WIX_COM, IL

Website info

HTTPS Ja
Languages FR
Copyright 2018

Features

Webshop

Security

✓ HTTPS
✓ SPF
✗ DMARC

Network

✓ Load balancing

Details

Company number
0471.564.312
VAT number
BE 0471.564.312
Registered office
Avenue Paul Pastur 8, 6200 Châtelet
Names & denominations
W&F Consult
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
30 March 2000
Peppol
Not registered
Contact
wfconsult.be
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Frequently asked questions

What does W&F Consult do?
W&F Consult is an insurance broker in Châtelet. Private Limited, started on 30 March 2000, 1 establishment.
What is the address of W&F Consult?
The registered office of W&F Consult is located at Avenue Paul Pastur 8, 6200 Châtelet.
Is W&F Consult still active?
Yes. According to the CBE (30 October 2026) W&F Consult is active, legal situation “Normale toestand”, started on 30 March 2000.
Is W&F Consult registered on Peppol?
No, W&F Consult is currently not registered on the Peppol network.
What is the enterprise number of W&F Consult?
The enterprise number of W&F Consult is BE0471564312.
When was W&F Consult founded?
W&F Consult was founded on 30 March 2000.