Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ART&MISIA from Andenne, company number BE0470880659, closed financial year 2025 with a result of € 39,476 after tax. For that financial year ART&MISIA recorded a gross margin of € 63,033 and equity of € 76,212. Compared with financial year 2024, the result moved from € 63,199 to € 39,476. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 76,212
▲ 107% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,476
▼ 38% vs 2024
Profit after tax over the fiscal year.
€ 15,997
▲ € 12,451 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 57,619.
People and assets in 2025
€ 1,582
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 358,097
▼ 6% vs 2024
€ 62,210 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 12,822
▲ € 12,326 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,363
▲ 154% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 16,068 | € 38,266 | € 54,327 | € 63,033 | ▲ 16% |
| Profit after taxes | € 3,543 | € 26,360 | € 63,199 | € 39,476 | ▼ 38% |
| Equity | € -52,824 | € -26,464 | € 36,735 | € 76,212 | ▲ 107% |
| Total debts | € 729,373 | € 690,804 | € 622,686 | € 913,103 | ▲ 47% |
| Cash | € 3,231 | € 1,134 | € 3,546 | € 15,997 | ▲ € 12,451 |
| Land & buildings | € 120,660 | € 116,797 | € 112,933 | € 411,697 | ▲ 265% |
| Retained profit | € -71,416 | € -45,057 | € 18,143 | € 57,619 | ▲ 218% |
| Bank debt | € 505,386 | € 444,785 | € 382,508 | € 358,097 | ▼ 6% |
| Balance sheet total | € 676,549 | € 664,340 | € 659,422 | € 989,315 | ▲ 50% |
Key figures of ART&MISIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ART&MISIA?
What happened at ART&MISIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 39,476 (▼ 38% vs 2024). Source: NBB ↗
- Xavier BEAUJEAN became a director. NBB
- New establishment in Andenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,543 profit in 2022 to € 39,476 profit in 2025.
Best year ever: 2024, with € 63,199 profit.
Management
Behind ART&MISIA is Xavier BEAUJEAN. It owns 100% of FINANCE ASSURANCES ET GESTION itself.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Rue Stud 10
5300 Andenne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0470.880.659
- VAT number
- BE 0470.880.659
- Registered office
- Rue Stud 10, 5300 Andenne
- Names & denominations
- ART&MISIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 February 2000
- Peppol
- Active · Active since 22 Dec 2025
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