Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINSEBO from Knokke-Heist, company number BE0470620244, closed financial year 2025 with a result of € -8,516 after tax. For that financial year FINSEBO recorded a gross margin of € 28,742 and equity of € 86,373. Compared with financial year 2024, the result moved from € 6,716 to € -8,516. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 86,373
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,516
▼ still € 6,716 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 20,373.
Debts at end 2025
€ 887,561
▲ 9% vs 2024
€ 44,444 is repaid this year. At this pace the long-term loan is gone in ≈ 20 years.
€ 8,089
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 63,958 | € 39,404 | € 44,253 | € 28,742 | ▼ 35% |
| Profit after taxes | € -41,436 | € 1,105 | € 6,716 | € -8,516 | ▼ € 15,233 |
| Equity | € 87,069 | € 88,173 | € 94,890 | € 86,373 | ▼ 9% |
| Total debts | € 872,322 | € 853,577 | € 820,022 | € 895,977 | ▲ 9% |
| Cash | € 13,640 | - | - | - | |
| Land & buildings | € 884,899 | € 884,312 | € 863,431 | € 840,451 | ▼ 3% |
| Retained profit | € 21,069 | € 22,173 | € 28,890 | € 20,373 | ▼ 29% |
| Bank debt | € 653,938 | € 840,731 | € 810,671 | € 887,561 | ▲ 9% |
| Balance sheet total | € 959,391 | € 941,750 | € 914,912 | € 982,350 | ▲ 7% |
Key figures of FINSEBO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINSEBO?
What happened at FINSEBO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,516 (▼ € 15,233 vs 2024). filed late Source: NBB ↗
- Stefaan Bouillon became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 41,436 loss in 2022 to € 8,516 loss in 2025.
Best year ever: 2024, with € 6,716 profit.
Management
Behind FINSEBO is Stefaan Bouillon. It owns 50% of FG BOUW itself.
Directors
According to the 2025 annual accounts
Stefaan Bouillon
Director
Also active at: Bouwonderneming BOUILLON, BOUILLON PROJECTS, FG BOUW, POSITANO
since 2023
Establishments
Establishment units
Physical locations of this company
Kragenhoek 24
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0470.620.244
- VAT number
- BE 0470.620.244
- Registered office
- Kragenhoek 24, 8300 Knokke-Heist
- Names & denominations
- FINSEBO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 February 2000
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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