Financials
Financial year 2025
LYCKE & VAN HUFFEL from Knokke-Heist, company number BE0470383484, closed financial year 2025 with a result of € 108,780 after tax. For that financial year LYCKE & VAN HUFFEL recorded a gross margin of € 451,514 and equity of € 317,156. Compared with financial year 2024, the result moved from € 108,762 to € 108,780. Profitable, and profit is growing. The buffer shrank hard: equity is 62 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 317,156
▼ 62% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 108,780
Profit after tax over the fiscal year.
€ 97,972
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 631,134 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
3.2
Average over the fiscal year, from the social balance sheet.
€ 218,085
▼ 7% vs 2024
€ 68,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 64,615
▲ 248% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 139,742
▼ 20% vs 2024
€ 23,301 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 33,491
▲ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,435
▼ 29% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 426,449 | € 444,455 | € 460,870 | € 451,514 | ▼ 2% |
| Profit after taxes | € -13,661 | € 36,727 | € 108,762 | € 108,780 | |
| Equity | € 807,774 | € 844,500 | € 839,511 | € 317,156 | ▼ 62% |
| Total debts | € 488,870 | € 389,828 | € 370,022 | € 341,628 | ▼ 8% |
| Cash | € 429,357 | € 65,183 | € 113,749 | € 97,972 | ▼ 14% |
| Retained profit | € 789,174 | € 825,900 | € 820,911 | € 298,556 | ▼ 64% |
| Dividend | € 56,666 | € 0 | € 113,752 | € 631,134 | ▲ € 517,382 |
| Bank debt | € 340,487 | € 244,973 | € 175,469 | € 139,742 | ▼ 20% |
| Balance sheet total | € 1,296,644 | € 1,234,329 | € 1,209,532 | € 658,784 | ▼ 46% |
| Employees (FTE) | 3.8 | 3.5 | 3.2 | 3.2 |
Key figures of LYCKE & VAN HUFFEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LYCKE & VAN HUFFEL?
What happened at LYCKE & VAN HUFFEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 108,780. filed late Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,661 loss in 2022 to € 108,780 profit in 2025.
Paid € 157,575 in corporate taxes since 2022.
Best year ever: 2025, with € 108,780 profit.
On average € 141,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Joso comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LYCKE & VAN HUFFELBehind LYCKE & VAN HUFFEL are JOSO BV, Sabine Lycke, Lieven Empowerment CommV and Vlerick-Van Huffel CommV. The shares are held by Joso (50%).
Directors
According to the 2025 annual accounts
Director · represented by Lieven Rappé
Director · represented by Nathan Vlerick
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kursaalstraat 36
8301 Knokke-Heist
Kursaalstraat 26
8301 Knokke-Heist
Active since 1 January 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0470.383.484
- VAT number
- BE 0470.383.484
- Registered office
- Kursaalstraat 36, 8301 Knokke-Heist
- Names & denominations
- LYCKE & VAN HUFFEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 February 2000
- Peppol
- Active · Active since 19 Nov 2025
- Contact
- 050 51 83 38
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten