Financials
Financial year 2024
BERTOLA ASSURANCES from Awans, company number BE0470375467, closed financial year 2024 with a result of € 32,266 after tax. For that financial year BERTOLA ASSURANCES recorded a gross margin of € 62,537 and equity of € 105,405. Compared with financial year 2023, the result moved from € 18,877 to € 32,266. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ 105,405
▲ 44% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,266
▲ 71% vs 2023
Profit after tax over the fiscal year.
€ 20,987
▲ 12% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 99,205.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
€ 90,286
▼ 14% vs 2023
€ 9,500 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 30,219
▼ 64% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 6,080
▼ 14% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 26,821 | € 52,301 | € 44,731 | € 62,537 | ▲ 40% |
| Profit after taxes | € 1,533 | € 9,235 | € 18,877 | € 32,266 | ▲ 71% |
| Equity | € 59,027 | € 59,262 | € 73,139 | € 105,405 | ▲ 44% |
| Total debts | € 155,025 | € 166,273 | € 212,766 | € 134,581 | ▼ 37% |
| Cash | € 132 | € 0 | € 18,764 | € 20,987 | ▲ 12% |
| Land & buildings | € 138,385 | € 133,693 | € 129,001 | € 124,309 | ▼ 4% |
| Retained profit | € 52,827 | € 53,062 | € 66,939 | € 99,205 | ▲ 48% |
| Dividend | € 0 | € 9,000 | € 5,000 | € 0 | ▼ 100% |
| Bank debt | € 95,000 | € 99,121 | € 104,665 | € 90,286 | ▼ 14% |
| Balance sheet total | € 214,052 | € 225,535 | € 285,905 | € 239,986 | ▼ 16% |
Key figures of BERTOLA ASSURANCES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BERTOLA ASSURANCES?
What happened at BERTOLA ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 32,266 (▲ 71% vs 2023). filed late Source: NBB ↗
- IMMO BERTOLA stepped down as director. NBB
- AVL ASSURANCES became a director. NBB
- New establishment in Awans. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,533 profit in 2021 to € 32,266 profit in 2024.
Paid € 40,371 in corporate taxes since 2021.
Best year ever: 2024, with € 32,266 profit.
Paid out € 14,000 in dividends to the owners in total.
Management
The stake of AVL ASSURANCES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BERTOLA ASSURANCESBehind BERTOLA ASSURANCES are AVL ASSURANCES and Marco BERTOLA. The shares are held by AVL ASSURANCES (97%).
Directors
According to the 2024 annual accounts
Director
since 2018
Director
· until 2025
Shareholders
97%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Chaussée 51 box A2
4342 Awans
Rue Chaussée 51 box a2
4342 Awans
Active since 25 May 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0470.375.467
- VAT number
- BE 0470.375.467
- Registered office
- Rue Chaussée 51 bus A2, 4342 Awans
- Names & denominations
- BERTOLA ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 February 2000
- Peppol
- Active · Active since 20 Mar 2026
- Contact
- [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars