What does Buro Certo do?

Buro Certo is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 13 January 2000, 1 establishment.

What is the address of Buro Certo?

The registered office of Buro Certo is located at Kerkstraat 6, 8580 Avelgem.

Is Buro Certo still active?

Yes. According to the CBE (29 October 2026) Buro Certo is active, legal situation “Normale toestand”, started on 13 January 2000.

Is Buro Certo registered on Peppol?

Yes, Buro Certo is registered on the Peppol network with ID 0208:0469680235.

What is the enterprise number of Buro Certo?

The enterprise number of Buro Certo is BE0469680235.

When was Buro Certo founded?

Buro Certo was founded on 13 January 2000.

Who are the directors of Buro Certo?

According to the 2025 annual accounts, the directors of Buro Certo are: Zakenkantoor Certo BV, Zakenkantoor Philippe Demeyer BV, Zakenkantoor Verschuere BV.

Is Buro Certo a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 January 2000; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did Buro Certo make in 2025?

Buro Certo recorded a loss after taxes of € 12,235 in financial year 2025.

What is the revenue of Buro Certo?

As a small company, Buro Certo is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 94,839.

Buro Certo (Private Limited) - Avelgem - BE0469680235

Dossier Buro Certo, printed on 29 October 2026 from databakkes.be/en/0469680235/buro-certo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Buro Certo from Avelgem, company number BE0469680235, closed financial year 2025 with a result of € -12,235 after tax. For that financial year Buro Certo recorded a gross margin of € 94,839 and equity of € 91,027. Compared with financial year 2024, the result moved from € -15,032 to € -12,235. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 21, 2026.

What it is worth Healthy

€ 91,027

▼ 12% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -12,235

▲ 19 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 9,241

▼ 47% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -57,558.

People and assets in 2025

Wage cost

€ 86,742

▲ 4% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 5,516

▼ 66% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 5,216

▲ 5% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 11,796

▲ 2% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 82,860 Gross margin 2022: € 82,860 First fiscal year in the series	€ 123,207 Gross margin 2023: € 123,207 ▲ 49% vs 2022 (€ 82,860) Favourable step	€ 89,250 Gross margin 2024: € 89,250 ▼ 28% vs 2023 (€ 123,207) Unfavourable step	€ 94,839 Gross margin 2025: € 94,839 ▲ 6% vs 2024 (€ 89,250) Favourable step	▲ 6%
Profit after taxes	€ -12,170 Profit after taxes 2022: € -12,170 First fiscal year in the series	€ 21,158 Profit after taxes 2023: € 21,158 ▲ € 33,327 vs 2022 (€ -12,170) Favourable step	€ -15,032 Profit after taxes 2024: € -15,032 ▼ € 36,190 vs 2023 (€ 21,158) Unfavourable step	€ -12,235 Profit after taxes 2025: € -12,235 ▲ € 2,797 vs 2024 (€ -15,032) Favourable step	▲ € 2,797
Equity	€ 24,621 Equity 2022: € 24,621 First fiscal year in the series	€ 118,294 Equity 2023: € 118,294 ▲ € 93,673 vs 2022 (€ 24,621) Favourable step	€ 103,262 Equity 2024: € 103,262 ▼ 13% vs 2023 (€ 118,294) Unfavourable step	€ 91,027 Equity 2025: € 91,027 ▼ 12% vs 2024 (€ 103,262) Unfavourable step	▼ 12%
Total debts	€ 67,881 Total debts 2022: € 67,881 First fiscal year in the series	€ 48,487 Total debts 2023: € 48,487 ▼ 29% vs 2022 (€ 67,881) Favourable step	€ 37,388 Total debts 2024: € 37,388 ▼ 23% vs 2023 (€ 48,487) Favourable step	€ 27,074 Total debts 2025: € 27,074 ▼ 28% vs 2024 (€ 37,388) Favourable step	▼ 28%
Cash	€ 25,761 Cash 2022: € 25,761 First fiscal year in the series	€ 26,657 Cash 2023: € 26,657 ▲ 3% vs 2022 (€ 25,761) Favourable step	€ 17,526 Cash 2024: € 17,526 ▼ 34% vs 2023 (€ 26,657) Unfavourable step	€ 9,241 Cash 2025: € 9,241 ▼ 47% vs 2024 (€ 17,526) Unfavourable step	▼ 47%
Retained profit	€ -52,938 Retained profit 2022: € -52,938 First fiscal year in the series	€ -31,781 Retained profit 2023: € -31,781 ▲ € 21,158 vs 2022 (€ -52,938) Favourable step	€ -45,323 Retained profit 2024: € -45,323 ▼ € 13,543 vs 2023 (€ -31,781) Unfavourable step	€ -57,558 Retained profit 2025: € -57,558 ▼ € 12,235 vs 2024 (€ -45,323) Unfavourable step	▼ € 12,235
Bank debt	€ 37,915 Bank debt 2022: € 37,915 First fiscal year in the series	€ 27,246 Bank debt 2023: € 27,246 ▼ 28% vs 2022 (€ 37,915) Favourable step	€ 16,447 Bank debt 2024: € 16,447 ▼ 40% vs 2023 (€ 27,246) Favourable step	€ 5,516 Bank debt 2025: € 5,516 ▼ 66% vs 2024 (€ 16,447) Favourable step	▼ 66%
Balance sheet total	€ 92,503 Balance sheet total 2022: € 92,503 First fiscal year in the series	€ 166,781 Balance sheet total 2023: € 166,781 ▲ 80% vs 2022 (€ 92,503) Unchanged	€ 140,650 Balance sheet total 2024: € 140,650 ▼ 16% vs 2023 (€ 166,781) Unchanged	€ 118,102 Balance sheet total 2025: € 118,102 ▼ 16% vs 2024 (€ 140,650) Unchanged	▼ 16%

Key figures of Buro Certo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Buro Certo?

What happened at Buro Certo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 21, 2026 New annual accounts for financial year 2025: loss of € 12,235. Source: NBB ↗
2022 Zakenkantoor Verschuere BV became a director. NBB
2019 Zakenkantoor Certo BV became a director. NBB
2019 Zakenkantoor Philippe Demeyer BV became a director. NBB
Aug 25, 2000 New establishment in Avelgem. KBO
Jan 13, 2000 Start of the company according to the CBE. KBO

In short

From € 12,170 loss in 2022 to € 12,235 loss in 2025.

Best year ever: 2023, with € 21,158 profit.

Original PDFs at the National Bank ↗

Management

Zakenkantoor Philippe Demeyer 33.3%

ZAKENKANTOOR VERSCHUERE 33.3%

The stake of Zakenkantoor Philippe Demeyer, ZAKENKANTOOR VERSCHUERE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Buro Certo

Behind Buro Certo are Zakenkantoor Certo BV, Zakenkantoor Philippe Demeyer BV and Zakenkantoor Verschuere BV. The shares are held by Zakenkantoor Philippe Demeyer (33.3%) and ZAKENKANTOOR VERSCHUERE (33.3%).

Directors

According to the 2025 annual accounts

Zakenkantoor Certo BV

Director · represented by Veerle Deconinck

Also active at: S-TEAM, DE MAKELAARS

since 2019

Zakenkantoor Philippe Demeyer BV

Director · represented by Philippe Demeyer

since 2019

Zakenkantoor Verschuere BV

Director · represented by Patrice Gosselin

since 2022

Shareholders

Zakenkantoor Philippe Demeyer

33.3%

ZAKENKANTOOR VERSCHUERE

33.3%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Kerkstraat 6

8580 Avelgem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

GROEP CERTO

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0469.680.235

VAT number

BE 0469.680.235

Registered office

Kerkstraat 6, 8580 Avelgem

Names & denominations

Buro Certo

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

13 January 2000

Peppol

Active · Active since 20 Nov 2020

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

Buro Certo

Warning lights

Financials

What happened to Buro Certo?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions