Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Shrinking team NBB
FTE fell two years in a row, from 19.1 to 6.7.
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Late annual account NBB
Fiscal year 2024 was filed 254 days after the legal deadline.
Financials
Financial year 2024
F&D Consulting from Braine-le-Comte, company number BE0468587006, closed financial year 2024 with a result of € -18,319 after tax. For that financial year F&D Consulting recorded a gross margin of € 292,738 and equity of € 10,637. Compared with financial year 2023, the result moved from € -7,569 to € -18,319. The company made a loss. The buffer shrank hard: equity is 63 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 11, 2026.
€ 10,637
▼ 63% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,319
▼ 142 % more loss than in 2023
Profit after tax over the fiscal year.
€ 4,291
▼ 32% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -61,863.
People and assets in 2024
6.7
▼ 3.7 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 278,210
▼ 38% vs 2023
€ 41,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,149
▼ 29% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 128,820
▼ 37% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 236,243
▲ 37% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 578,185 | € 768,107 | € 522,367 | € 292,738 | ▼ 44% |
| Profit after taxes | € -250,516 | € -60,113 | € -7,569 | € -18,319 | ▼ € 10,749 |
| Equity | € 96,638 | € 36,525 | € 28,955 | € 10,637 | ▼ 63% |
| Total debts | € 379,830 | € 420,370 | € 378,063 | € 367,757 | ▼ 3% |
| Cash | € 30,317 | € 25,684 | € 6,297 | € 4,291 | ▼ 32% |
| Land & buildings | € 8,479 | € 4,792 | € 1,105 | - | |
| Retained profit | € 24,138 | € -35,975 | € -43,545 | € -61,863 | ▼ € 18,319 |
| Bank debt | € 10,076 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 476,467 | € 456,895 | € 407,018 | € 378,394 | ▼ 7% |
| Employees (FTE) | 23.7 | 19.1 | 10.4 | 6.7 | ▼ 3.7 |
Key figures of F&D Consulting, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to F&D Consulting?
What happened at F&D Consulting in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 18,319. filed late Source: NBB ↗
- Nicolas STERPENICH became a director. NBB
- François CANART became a director. NBB
- New establishment in Braine-le-Comte. KBO
- Start of the company according to the CBE. KBO
In short
From € 250,516 loss in 2021 to € 18,319 loss in 2024.
Paid € 91,725 in corporate taxes since 2021.
On average € 43,700 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind F&D Consulting are François CANART and Nicolas STERPENICH. François CANART is also behind MARINELEC.
Directors
According to the 2024 annual accounts
since 2016
Nicolas STERPENICH
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Chemin de Feluy 27 box C
7090 Braine-le-Comte
Chemin de Feluy 27b
7090 Braine-le-Comte
Active since 1 January 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0468.587.006
- VAT number
- BE 0468.587.006
- Registered office
- Chemin de Feluy 27 bus C, 7090 Braine-le-Comte
- Names & denominations
- F&D Consulting
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 1999
- Peppol
- Active · Active since 17 Dec 2025
- Contact
- [email protected]
- Activities · NACE
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