Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PETER GARMYN from Scherpenheuvel-Zichem, company number BE0467186444, closed financial year 2025 with a result of € 274,832 after tax. For that financial year PETER GARMYN recorded a gross margin of € 537,551 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 298,693 to € 274,832. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 1.9 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 274,832
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 263,292
▲ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 198,215 paid out
72 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 98,043
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 564,037
▲ 175% vs 2024
€ 74,037 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 6,680
▼ 78% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,646
▼ 76% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 814,698 | € 481,985 | € 554,755 | € 537,551 | ▼ 3% |
| Profit after taxes | € 367,485 | € 108,510 | € 298,693 | € 274,832 | ▼ 8% |
| Equity | € 1,697,553 | € 1,806,063 | € 1,835,826 | € 1,912,443 | ▲ 4% |
| Total debts | € 256,650 | € 361,179 | € 700,214 | € 1,116,138 | ▲ 59% |
| Cash | € 95,217 | € 269,818 | € 155,768 | € 263,292 | ▲ 69% |
| Land & buildings | € 855,070 | € 631,281 | € 605,651 | € 2,080,745 | ▲ 244% |
| Retained profit | € 1,686,873 | € 1,795,383 | € 1,825,146 | € 1,901,763 | ▲ 4% |
| Dividend | € 283,348 | € 0 | € 268,930 | € 198,215 | ▼ 26% |
| Bank debt | € 80,001 | € 70,001 | € 205,000 | € 564,037 | ▲ 175% |
| Balance sheet total | € 1,954,203 | € 2,167,243 | € 2,536,041 | € 3,028,581 | ▲ 19% |
| Employees (FTE) | 5.2 | 0 | 0 | 0 |
Key figures of PETER GARMYN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PETER GARMYN?
What happened at PETER GARMYN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 274,832 (▼ 8% vs 2024). Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Start of the company according to the CBE. KBO
- New establishment in Scherpenheuvel-Zichem. KBO
- Ine Fransen became a director. NBB
- Pieter Garmyn became a director. NBB
In short
From € 367,485 profit in 2022 to € 274,832 profit in 2025.
Paid € 482,109 in corporate taxes since 2022.
Best year ever: 2022, with € 367,485 profit.
On average € 156,700 of value added per employee in 2022.
Management
Behind PETER GARMYN are Ine Fransen and Pieter Garmyn. The same people are also behind Mondzorg Zichem.
Directors
According to the 2025 annual accounts
since 1999
since 1999
Establishments
Establishment units
Physical locations of this company
Pater R. Van De Wouwerstraat 19
3271 Scherpenheuvel-Zichem
Pater R. Van De Wouwerstraat 13
3271 Scherpenheuvel-Zichem
Active since 1 January 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0467.186.444
- VAT number
- BE 0467.186.444
- Registered office
- Pater R. Van De Wouwerstraat 19, 3271 Scherpenheuvel-Zichem
- Names & denominations
- PETER GARMYN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 November 1999
- Peppol
- Active · Active since 7 Aug 2025
- Activities · NACE
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