Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
GERFIN from Grobbendonk, company number BE0466791813, closed financial year 2024 with a result of € -4,194 after tax. For that financial year GERFIN recorded a gross margin of € -3,106 and equity of € -95,979. Compared with financial year 2023, the result moved from € -1,627 to € -4,194. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ -95,979
▼ € 4,194 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,194
▼ 158 % more loss than in 2023
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -102,177.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 2,814
▼ 11% vs 2023
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -927 | € -2,042 | € -1,159 | € -3,106 | ▼ € 1,947 |
| Profit after taxes | € -1,311 | € -2,957 | € -1,627 | € -4,194 | ▼ € 2,567 |
| Equity | € -87,201 | € -90,157 | € -91,785 | € -95,979 | ▼ € 4,194 |
| Total debts | € 274,101 | € 272,861 | € 272,551 | € 157,214 | ▼ 42% |
| Cash | € 274 | € 130 | € 89 | € 0 | ▼ 100% |
| Retained profit | € -93,398 | € -96,355 | € -97,982 | € -102,177 | ▼ € 4,194 |
| Balance sheet total | € 186,900 | € 182,704 | € 180,766 | € 61,234 | ▼ 66% |
Key figures of GERFIN, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GERFIN?
What happened at GERFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 4,194. filed late Source: NBB ↗
- New establishment in Grobbendonk. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,311 loss in 2021 to € 4,194 loss in 2024.
Management
Behind GERFIN is Jozef Wouters. Jozef Wouters is also behind Wind Industrie Olen.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Sperwerlaan 36
2280 Grobbendonk
Verbindingsstraat 2 A
2288 Grobbendonk
Active since 5 November 1999
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0466.791.813
- VAT number
- BE 0466.791.813
- Registered office
- Sperwerlaan 36, 2280 Grobbendonk
- Names & denominations
- GERFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 September 1999
- Peppol
- Not registered