Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMART from Aartselaar, company number BE0466501605, closed financial year 2025 with a result of € 157,237 after tax. For that financial year SMART recorded a gross margin of € 483,635 and equity of € -55,042. Compared with financial year 2024, the result moved from € 191,938 to € 157,237. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2026.
€ -55,042
▲ € 157,237 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 157,237
▼ 18% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -117,015.
People and assets in 2025
€ 310,887
▲ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,623
▲ € 4,532 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 154,141
▲ 10% vs 2024
Loans from banks and other lenders, long and short.
€ 185,578
▲ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,621
▼ 50% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 376,472 | € 351,362 | € 574,424 | € 483,635 | ▼ 16% |
| Profit after taxes | € 40,776 | € 55,100 | € 191,938 | € 157,237 | ▼ 18% |
| Equity | € -446,076 | € -404,217 | € -212,279 | € -55,042 | ▲ € 157,237 |
| Total debts | € 1,100,480 | € 891,131 | € 603,621 | € 511,075 | ▼ 15% |
| Retained profit | € -508,049 | € -466,190 | € -274,252 | € -117,015 | ▲ € 157,237 |
| Bank debt | € 164,436 | € 175,924 | € 139,585 | € 154,141 | ▲ 10% |
| Balance sheet total | € 654,404 | € 486,914 | € 391,342 | € 456,033 | ▲ 17% |
Key figures of SMART, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMART?
What happened at SMART in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 157,237 (▼ 18% vs 2024). filed late Source: NBB ↗
- Vicky Franck became a director. NBB
- New establishment in Aartselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 40,776 profit in 2022 to € 157,237 profit in 2025.
Paid € 308 in corporate taxes since 2022.
Best year ever: 2024, with € 191,938 profit.
Management
Behind SMART is Vicky Franck.
Directors
According to the 2025 annual accounts
Vicky Franck
Director
since 2026
Establishments
Establishment units
Physical locations of this company
Kontichsesteenweg 30
2630 Aartselaar
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0466.501.605
- VAT number
- BE 0466.501.605
- Registered office
- Kontichsesteenweg 30, 2630 Aartselaar
- Names & denominations
- SMART
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 July 1999
- Peppol
- Active · Active since 11 May 2024
- Activities · NACE
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