Financials
Financial year 2025
P & A SPAAR en ADVIES from Hamont-Achel, company number BE0466384710, closed financial year 2025 with a result of € 19,675 after tax. For that financial year P & A SPAAR en ADVIES recorded a gross margin of € 91,265 and equity of € 125,108. Compared with financial year 2024, the result moved from € -643 to € 19,675. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 25, 2026.
€ 125,108
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,675
▲ still € 643 loss in 2024
Profit after tax over the fiscal year.
€ 121,683
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 4,058 paid out
21 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 48,948
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,519
▲ 176% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,007
▼ 58% vs 2024
Loans from banks and other lenders, long and short.
€ 2,975
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,234
▲ 75% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,964 | € 51,105 | € 63,346 | € 91,265 | ▲ 44% |
| Profit after taxes | € -563 | € -4,185 | € -643 | € 19,675 | ▲ € 20,317 |
| Equity | € 114,319 | € 110,134 | € 109,492 | € 125,108 | ▲ 14% |
| Total debts | € 17,812 | € 22,119 | € 19,528 | € 23,341 | ▲ 20% |
| Cash | € 110,686 | € 113,226 | € 113,593 | € 121,683 | ▲ 7% |
| Retained profit | € 95,719 | € 91,534 | € 90,892 | € 106,508 | ▲ 17% |
| Dividend | € 0 | € 0 | € 0 | € 4,058 | |
| Bank debt | € 2,347 | € 2,383 | € 2,387 | € 1,007 | ▼ 58% |
| Balance sheet total | € 132,131 | € 132,253 | € 129,019 | € 148,449 | ▲ 15% |
Key figures of P & A SPAAR en ADVIES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to P & A SPAAR en ADVIES?
What happened at P & A SPAAR en ADVIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 19,675. Source: NBB ↗
- New establishment in Hamont-Achel. KBO
- Anita Stelten became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 563 loss in 2022 to € 19,675 profit in 2025.
Paid € 18,001 in corporate taxes since 2022.
Best year ever: 2025, with € 19,675 profit.
Paid out € 4,058 in dividends to the owners in total.
A new publication or filing at P & A SPAAR en ADVIES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind P & A SPAAR en ADVIES is Anita Stelten.
Directors
According to the 2025 annual accounts
Anita Stelten
Director
since 2000
Establishments
Establishment units
Physical locations of this company
Bosstraat 48 box 2
3930 Hamont-Achel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0466.384.710
- VAT number
- BE 0466.384.710
- Registered office
- Bosstraat 48 bus 2, 3930 Hamont-Achel
- Names & denominations
- P & A SPAAR en ADVIES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 1999
- Peppol
- Active · Active since 16 Jul 2026
- Activities · NACE
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