Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARO FERNELMONT from Fernelmont, company number BE0465954148, closed financial year 2025 with a result of € 810,423 after tax. For that financial year CARO FERNELMONT recorded a gross margin of € 2.3 million and equity of € 2.7 million. Compared with financial year 2024, the result moved from € 542,106 to € 810,423. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 2.7 million
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 810,423
▲ 49% vs 2024
Profit after tax over the fiscal year.
€ 8,619
▼ 82% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.5 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 6,996
▼ 38% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,054
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6.1 million
▼ 9% vs 2024
€ 716,080 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 453,146
▲ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 307,433
▲ € 232,462 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,121,910 | € 1,100,113 | € 1,785,378 | € 2,319,426 | ▲ 30% |
| Profit after taxes | € -163,096 | € -217,832 | € 542,106 | € 810,423 | ▲ 49% |
| Equity | € 3,006,506 | € 2,889,664 | € 3,427,748 | € 2,734,149 | ▼ 20% |
| Total debts | € 6,954,799 | € 7,926,170 | € 7,180,668 | € 6,901,784 | ▼ 4% |
| Cash | € 9,878 | € 1,047,248 | € 48,664 | € 8,619 | ▼ 82% |
| Land & buildings | € 6,847,644 | € 7,826,152 | € 7,222,843 | € 6,542,669 | ▼ 9% |
| Retained profit | € 2,720,614 | € 2,543,443 | € 3,085,549 | € 2,395,972 | ▼ 22% |
| Dividend | € 0 | € 0 | € 0 | € 1,500,000 | |
| Bank debt | € 6,651,257 | € 7,468,921 | € 6,768,314 | € 6,140,318 | ▼ 9% |
| Balance sheet total | € 9,961,305 | € 10,835,943 | € 10,627,184 | € 9,653,361 | ▼ 9% |
| Employees (FTE) | 3 | 2.4 | 2.4 | - |
Key figures of CARO FERNELMONT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to CARO FERNELMONT?
What happened at CARO FERNELMONT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 810,423 (▲ 49% vs 2024). filed late Source: NBB ↗
- M.D. de Graaf Beheer BU became a director. NBB
- M & K CommV became a director. NBB
- New establishment in Fernelmont. KBO
- Start of the company according to the CBE. KBO
In short
From € 163,096 loss in 2022 to € 810,423 profit in 2025.
Paid € 379,237 in corporate taxes since 2022.
Best year ever: 2025, with € 810,423 profit.
On average € 743,900 of value added per employee in 2024.
Management
The stake of KIMCO INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CARO FERNELMONTBehind CARO FERNELMONT are M.D. de Graaf Beheer BU and M & K CommV. The shares are held by KIMCO INVEST (50%).
Directors
According to the 2025 annual accounts
M.D. de Graaf Beheer BU
Bestuurder · represented by Maarten Dirk De Graaf
since 2010
since 2010
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue du Grand Champ, ZI, Nov. 9
5380 Fernelmont
Rue du Grand Champ, ZI, Nov. sn
5380 Fernelmont
Active since 25 October 1999
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.954.148
- VAT number
- BE 0465.954.148
- Registered office
- Rue du Grand Champ, ZI, Nov. 9, 5380 Fernelmont
- Names & denominations
- CARO FERNELMONT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 April 1999
- Peppol
- Active · Active since 28 Nov 2025
- Activities · NACE
Groothandel in groenten en fruit, muv consumptieaardappelen
Groothandel in groenten en fruit
Verwerking en conservering van fruit, exclusief productie van diepgevroren fruit
Verwerking en conservering van groenten, exclusief productie van diepgevroren groenten
Niet-gespecialiseerde groothandel in diepgevroren voedingsmiddelen
Groothandel in diepvriesproducten
Verwerking en conservering van fruit
Verwerking en conservering van groenten