Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FIDUCIA CONCEPTS from Merelbeke-Melle, company number BE0465687793, closed financial year 2025 with a result of € -8,921 after tax. For that financial year FIDUCIA CONCEPTS recorded a gross margin of € 53,488 and equity of € 546,251. Compared with financial year 2024, the result moved from € 23,371 to € -8,921. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 546,251
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,921
▼ still € 23,371 profit in 2024
Profit after tax over the fiscal year.
€ 20,432
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 527,651.
Debts at end 2025
€ 78,236
▼ 21% vs 2024
€ 17,433 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 12,300
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,889
▲ 216% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,162 | € -2,234 | € 70,369 | € 53,488 | ▼ 24% |
| Profit after taxes | € -31,182 | € -52,784 | € 23,371 | € -8,921 | ▼ € 32,291 |
| Equity | € 584,585 | € 531,801 | € 555,172 | € 546,251 | ▼ 2% |
| Total debts | € 285,332 | € 297,036 | € 347,270 | € 313,460 | ▼ 10% |
| Cash | € 1,201 | € 1,038 | € 23,366 | € 20,432 | ▼ 13% |
| Land & buildings | € 976,545 | € 932,347 | € 970,056 | € 921,690 | ▼ 5% |
| Retained profit | € 565,985 | € 513,201 | € 536,572 | € 527,651 | ▼ 2% |
| Bank debt | € 107,297 | € 88,007 | € 99,294 | € 78,236 | ▼ 21% |
| Balance sheet total | € 1,063,115 | € 1,010,405 | € 1,068,095 | € 1,009,449 | ▼ 5% |
Key figures of FIDUCIA CONCEPTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIDUCIA CONCEPTS?
What happened at FIDUCIA CONCEPTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,921 (▼ € 32,291 vs 2024). filed late Source: NBB ↗
- New establishment in Merelbeke-Melle. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,182 loss in 2022 to € 8,921 loss in 2025.
Paid € 26,760 in corporate taxes since 2022.
Best year ever: 2024, with € 23,371 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FIDUCIA CONCEPTS is Filip Van Herreweghe. It owns 40% of Van Herreweghe Filip itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kloosterstraat 102
9090 Merelbeke-Melle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.687.793
- VAT number
- BE 0465.687.793
- Registered office
- Kloosterstraat 102, 9090 Merelbeke-Melle
- Names & denominations
- FIDUCIA CONCEPTS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 March 1999
- Peppol
- Active · Active since 30 Oct 2023
- Activities · NACE
Groothandel in bouwmaterialen, algemeen assortiment
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair
Detailhandel in tapijten en andere vloerbedekking en wandbekleding
Detailhandel in verlichtingsartikelen
Groothandel in reinigingsmiddelen
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2
Gespecialiseerde detailhandel in behang, vloerbedekking, vloerkleden en tapijt
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