Financials
Financial year 2025
Worth noting
- Little cash and receivables against the short-term debts.
Gross margin
€ 279,766
▲ 344% vs 2024
Profit
Healthy€ 12,356
▼ 87% vs 2024
Debts
High€ 1.2 million
▲ 7% vs 2024
LAVAL from Tongeren-Borgloon, company number BE0465495674, closed financial year 2025 with a result of € 12,356 after tax. For that financial year LAVAL recorded a gross margin of € 279,766 and equity of € 190,003. Compared with financial year 2024, the result moved from € 96,599 to € 12,356. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
What happened at LAVAL?
What happened at LAVAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,356 (▼ 87% vs 2024). Source: NBB ↗
- Veronique Kmetyko became a director. NBB
- Wim Meers became a director. NBB
- New establishment in Riemst. KBO
- Start of the company according to the CBE. KBO
- WILLY MEERS became a director. NBB
- IRENE LATHOUWERS became a director. NBB
In short
From € 17,158 loss in 2021 to € 12,356 profit in 2025.
Paid € 56,277 in corporate taxes since 2021.
Best year ever: 2024, with € 96,599 profit.
Paid out € 79,556 in dividends to the owners in total.
A new publication or filing at LAVAL? We notify you, reason included.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
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Management
Behind LAVAL are Wim Meers, Veronique Kmetyko, WILLY MEERS and IRENE LATHOUWERS. The same people are also behind CAMAR, M.K. Consult, IMMO VAN HAVERMAET, VAN HAVERMAET and VAN HAVERMAET INTERNATIONAL.
Directors
According to the 2025 annual accounts
since 2007
Veronique Kmetyko
Director
Also active at: IMMO VAN HAVERMAET, VAN HAVERMAET, VAN HAVERMAET INTERNATIONAL +6 more
since 2021
WILLY MEERS
Manager
since 1999
IRENE LATHOUWERS
Manager
since 1999
Establishments
Establishment units
Physical locations of this company
Elisabethwal 27 box 2
3700 Tongeren-Borgloon
Visésteenweg 145
3770 Riemst
Active since 15 November 1999
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
Details
- Company number
- 0465.495.674
- VAT number
- BE 0465.495.674
- Registered office
- Elisabethwal 27 bus 2, 3700 Tongeren-Borgloon
- Names & denominations
- LAVAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 March 1999
- Peppol
- Active · Active since 2 Apr 2026
- Contact
- laval.zzb@skynet.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars