What does DDH-VERZEKERINGEN do?

DDH-VERZEKERINGEN is an insurance broker in Maasmechelen. Private Limited, started on 12 February 1999, 1 establishment.

What is the address of DDH-VERZEKERINGEN?

The registered office of DDH-VERZEKERINGEN is located at Spekstraat(B) 2 box 1, 3631 Maasmechelen.

Is DDH-VERZEKERINGEN still active?

Yes. According to the CBE (30 October 2026) DDH-VERZEKERINGEN is active, legal situation “Normale toestand”, started on 12 February 1999.

Is DDH-VERZEKERINGEN registered on Peppol?

No, DDH-VERZEKERINGEN is currently not registered on the Peppol network.

What is the enterprise number of DDH-VERZEKERINGEN?

The enterprise number of DDH-VERZEKERINGEN is BE0465451530.

When was DDH-VERZEKERINGEN founded?

DDH-VERZEKERINGEN was founded on 12 February 1999.

Who are the directors of DDH-VERZEKERINGEN?

According to the 2025 annual accounts, the directors of DDH-VERZEKERINGEN are: BERT DEXTERS.

Is DDH-VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 February 1999; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did DDH-VERZEKERINGEN make in 2025?

DDH-VERZEKERINGEN posted a profit after taxes of € 4,164 in financial year 2025.

What is the revenue of DDH-VERZEKERINGEN?

As a small company, DDH-VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 108,239.

DDH-VERZEKERINGEN (Private Limited) - Maasmechelen

Dossier DDH-VERZEKERINGEN, printed on 30 October 2026 from databakkes.be/en/0465451530/ddh-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

DDH-VERZEKERINGEN from Maasmechelen, company number BE0465451530, closed financial year 2025 with a result of € 4,164 after tax. For that financial year DDH-VERZEKERINGEN recorded a gross margin of € 108,239 and equity of € 485,313. Compared with financial year 2024, the result moved from € 8,951 to € 4,164. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.

What it is worth Growing

€ 485,313

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 4,164

▼ 53% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 117,362

▲ 22% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 152,204.

People and assets in 2025

Wage cost

€ 55,031

▲ 14% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 148,372

▼ 25% vs 2024

€ 42,666 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 15,918

▼ 12% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 19,534

▼ 47% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 200,851 Gross margin 2022: € 200,851 First fiscal year in the series	€ 133,397 Gross margin 2023: € 133,397 ▼ 34% vs 2022 (€ 200,851) Unfavourable step	€ 112,104 Gross margin 2024: € 112,104 ▼ 16% vs 2023 (€ 133,397) Unfavourable step	€ 108,239 Gross margin 2025: € 108,239 ▼ 3% vs 2024 (€ 112,104) Unfavourable step	▼ 3%
Profit after taxes	€ 55,655 Profit after taxes 2022: € 55,655 First fiscal year in the series	€ 26,628 Profit after taxes 2023: € 26,628 ▼ 52% vs 2022 (€ 55,655) Unfavourable step	€ 8,951 Profit after taxes 2024: € 8,951 ▼ 66% vs 2023 (€ 26,628) Unfavourable step	€ 4,164 Profit after taxes 2025: € 4,164 ▼ 53% vs 2024 (€ 8,951) Unfavourable step	▼ 53%
Equity	€ 445,569 Equity 2022: € 445,569 First fiscal year in the series	€ 472,197 Equity 2023: € 472,197 ▲ 6% vs 2022 (€ 445,569) Favourable step	€ 481,148 Equity 2024: € 481,148 ▲ 2% vs 2023 (€ 472,197) Favourable step	€ 485,313 Equity 2025: € 485,313 ▲ 1% vs 2024 (€ 481,148) Favourable step	▲ 1%
Total debts	€ 296,677 Total debts 2022: € 296,677 First fiscal year in the series	€ 292,043 Total debts 2023: € 292,043 ▼ 2% vs 2022 (€ 296,677) Favourable step	€ 253,091 Total debts 2024: € 253,091 ▼ 13% vs 2023 (€ 292,043) Favourable step	€ 193,171 Total debts 2025: € 193,171 ▼ 24% vs 2024 (€ 253,091) Favourable step	▼ 24%
Cash	€ 72,385 Cash 2022: € 72,385 First fiscal year in the series	€ 107,961 Cash 2023: € 107,961 ▲ 49% vs 2022 (€ 72,385) Favourable step	€ 96,404 Cash 2024: € 96,404 ▼ 11% vs 2023 (€ 107,961) Unfavourable step	€ 117,362 Cash 2025: € 117,362 ▲ 22% vs 2024 (€ 96,404) Favourable step	▲ 22%
Land & buildings	€ 92,896 Land & buildings 2022: € 92,896 First fiscal year in the series	€ 84,825 Land & buildings 2023: € 84,825 ▼ 9% vs 2022 (€ 92,896) Unchanged	€ 110,377 Land & buildings 2024: € 110,377 ▲ 30% vs 2023 (€ 84,825) Unchanged	€ 103,001 Land & buildings 2025: € 103,001 ▼ 7% vs 2024 (€ 110,377) Unchanged	▼ 7%
Retained profit	€ 106,220 Retained profit 2022: € 106,220 First fiscal year in the series	€ 134,928 Retained profit 2023: € 134,928 ▲ 27% vs 2022 (€ 106,220) Favourable step	€ 145,959 Retained profit 2024: € 145,959 ▲ 8% vs 2023 (€ 134,928) Favourable step	€ 152,204 Retained profit 2025: € 152,204 ▲ 4% vs 2024 (€ 145,959) Favourable step	▲ 4%
Bank debt	€ 234,835 Bank debt 2022: € 234,835 First fiscal year in the series	€ 220,998 Bank debt 2023: € 220,998 ▼ 6% vs 2022 (€ 234,835) Favourable step	€ 197,889 Bank debt 2024: € 197,889 ▼ 10% vs 2023 (€ 220,998) Favourable step	€ 148,372 Bank debt 2025: € 148,372 ▼ 25% vs 2024 (€ 197,889) Favourable step	▼ 25%
Balance sheet total	€ 742,246 Balance sheet total 2022: € 742,246 First fiscal year in the series	€ 764,240 Balance sheet total 2023: € 764,240 ▲ 3% vs 2022 (€ 742,246) Unchanged	€ 734,239 Balance sheet total 2024: € 734,239 ▼ 4% vs 2023 (€ 764,240) Unchanged	€ 678,484 Balance sheet total 2025: € 678,484 ▼ 8% vs 2024 (€ 734,239) Unchanged	▼ 8%
Employees (FTE)	0.8 Employees (FTE) 2022: 0.8 First fiscal year in the series	0.8 Employees (FTE) 2023: 0.8 Unchanged (0.8) Unchanged	0.8 Employees (FTE) 2024: 0.8 Unchanged (0.8) Unchanged	-

Key figures of DDH-VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DDH-VERZEKERINGEN?

What happened at DDH-VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 13, 2026 New annual accounts for financial year 2025: profit of € 4,164 (▼ 53% vs 2024). Source: NBB ↗
Jun 1, 1999 New establishment in Zonhoven. KBO
Feb 12, 1999 Start of the company according to the CBE. KBO
1999 BERT DEXTERS became a director. NBB

In short

From € 55,655 profit in 2022 to € 4,164 profit in 2025.

Paid € 54,916 in corporate taxes since 2022.

Best year ever: 2022, with € 55,655 profit.

Original PDFs at the National Bank ↗

Management

BERT DEXTERS

DDH-VERZEKERINGEN

D.D.H Verzekeringen

BEDEX

DEXRENT

Behind DDH-VERZEKERINGEN is BERT DEXTERS. BERT DEXTERS is also behind D.D.H Verzekeringen, BEDEX, DEXRENT and HENDRIKX - SAENEN.

Directors

According to the 2025 annual accounts

BERT DEXTERS

Director

Also active at: D.D.H Verzekeringen, BEDEX, DEXRENT, HENDRIKX - SAENEN

since 1999

Establishments

Establishment units

Physical locations of this company

Registered office

Spekstraat(B) 2 box 1

3631 Maasmechelen

2.091.184.693

Halveweg 25

3520 Zonhoven

Active since 1 June 1999

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

BEDEX same network

€ 74,307 gross margin · 2025

Vereniging van mede-eigenaars 't Heukske te 3631 Boorsem, Spekstraat 2

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0465.451.530

VAT number

BE 0465.451.530

Registered office

Spekstraat(B) 2 bus 1, 3631 Maasmechelen

Names & denominations

DDH-VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

12 February 1999

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

DDH-VERZEKERINGEN

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Financials

What happened to DDH-VERZEKERINGEN?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions