Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
G. & J. from Mechelen, company number BE0465443117, closed financial year 2025 with a result of € -116,793 after tax. For that financial year G. & J. recorded a gross margin of € 160,172 and equity of € 492,651. Compared with financial year 2024, the result moved from € 27,479 to € -116,793. The company made a loss. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 492,651
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -116,793
▼ still € 27,479 profit in 2024
Profit after tax over the fiscal year.
€ 33,265
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 430,651.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 10,695
▲ 46% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.8 million
▲ 84% vs 2024
€ 114,179 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 14,613
▲ € 14,123 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,704
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 44,129 | € 49,745 | € 134,238 | € 160,172 | ▲ 19% |
| Profit after taxes | € -48,417 | € -43,235 | € 27,479 | € -116,793 | ▼ € 144,272 |
| Equity | € 425,877 | € 382,643 | € 410,122 | € 492,651 | ▲ 20% |
| Total debts | € 1,190,644 | € 1,687,646 | € 1,682,081 | € 2,831,527 | ▲ 68% |
| Cash | € 11,852 | € 11,598 | € 46,864 | € 33,265 | ▼ 29% |
| Land & buildings | € 1,532,388 | € 1,982,564 | € 1,422,209 | € 2,848,882 | ▲ 100% |
| Retained profit | € 363,877 | € 320,643 | € 348,122 | € 430,651 | ▲ 24% |
| Bank debt | € 665,239 | € 919,883 | € 967,793 | € 1,779,644 | ▲ 84% |
| Balance sheet total | € 1,808,593 | € 2,251,747 | € 2,263,391 | € 3,549,689 | ▲ 57% |
Key figures of G. & J., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to G. & J.?
What happened at G. & J. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- FERDINAND VANDYCK ANDRE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 116,793 (▼ € 144,272 vs 2024). filed late Source: NBB ↗
- FERDINAND VANDYCK ANDRE became a director. NBB
- New establishment in Mechelen. KBO
- Start of the company according to the CBE. KBO
In short
From € 48,417 loss in 2022 to € 116,793 loss in 2025.
Paid € 1,499 in corporate taxes since 2022.
Best year ever: 2024, with € 27,479 profit.
Management
Establishments
Establishment units
Physical locations of this company
Bruul 92
2800 Mechelen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.443.117
- VAT number
- BE 0465.443.117
- Registered office
- Bruul 92, 2800 Mechelen
- Names & denominations
- G. & J.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 February 1999
- Peppol
- Active · Active since 18 Nov 2025