Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 5 to 3.
Financials
Financial year 2025
SILFIN from Antwerpen, company number BE0465409265, closed financial year 2025 with a result of € 10.3 million after tax. Compared with financial year 2024, the result moved from € -1.3 million to € 10.3 million. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ 215.3 million
▼ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10.3 million
▲ still € 1.3 million loss in 2024
Profit after tax over the fiscal year.
€ 102.6 million
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10.6 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
3
▼ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 857,962
▼ 21% vs 2024
€ 286,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 879.2 million
Loans from banks and other lenders, long and short.
€ 694,204
▲ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 257 days on average.
€ 545,522
▲ 14% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € -19,696,916 | € 21,891,196 | € -1,301,319 | € 10,286,268 | ▲ € 11.6 million |
| Equity | € 344,758,470 | € 366,649,666 | € 365,348,347 | € 215,348,347 | ▼ 41% |
| Total debts | € 907,250,252 | € 1,112,602,452 | € 1,250,781,691 | € 1,143,766,105 | ▼ 9% |
| Cash | € 488,783,053 | € 51,430,931 | € 129,651,280 | € 102,639,791 | ▼ 21% |
| Retained profit | € 854,342 | € 22,745,538 | € 21,444,219 | € 21,134,119 | ▼ 1% |
| Dividend | € 0 | € 0 | € 0 | € 10,596,368 | |
| Bank debt | € 409,013,389 | € 382,315,547 | € 880,747,507 | € 879,176,497 | |
| Balance sheet total | € 1,252,055,350 | € 1,479,304,488 | € 1,616,179,833 | € 1,359,151,257 | ▼ 16% |
| Employees (FTE) | 5 | 5 | 3.7 | 3 | ▼ 0.7 |
Key figures of SILFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SILFIN?
What happened at SILFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Laurent Mouthuy stepped down as director. NBB
- Hilde Wampers stepped down as director. NBB
- Lidia Tello Antolin stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 10.3 million. Source: NBB ↗
- Laurent Mouthuy became a director. NBB
- Frédéric Deslypere stepped down as director. NBB
- Hilde Wampers became a director. NBB
- Lidia Tello Antolin became a director. NBB
In short
From € 19.7 million loss in 2022 to € 10.3 million profit in 2025.
Paid € 11 million in corporate taxes since 2022.
Best year ever: 2023, with € 21.9 million profit.
Paid out € 10.6 million in dividends to the owners in total.
Management
The shares are held by SCR SIBELCO NV (100%).
Directors
According to the 2025 annual accounts
since 2026 · until 2029
Frédéric Deslypere
Director
Also active at: Sablières de Mettet, Frederic Deslypere General Management Services
since 2023 · until 2026
Hilde Wampers
Director
since 2024 · until 2027
Lidia Tello Antolin
Director
since 2024 · until 2027
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Plantin en Moretuslei 1A
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →SCR - SIBELCO same network
€ 125.2 million revenue · 2025
Bedrijfsgroepering Zandgroeven-Groupement des Sablières
Limburgse Berggrinduitbating
COFISA
Act&Sorb
€ -929,116 gross margin · 2024
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.409.265
- VAT number
- BE 0465.409.265
- Registered office
- Plantin en Moretuslei 1A, 2018 Antwerpen
- Names & denominations
- SILFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 1999
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Activiteiten van hoofdkantoren
Coördinatiecentra
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Verstrekken van hypothecair krediet
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg
Overige hulpbedrijven i.v.m. het verzekeringswezen
Overige kredietverstrekking