Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMETS EN RUPPOL from Hasselt, company number BE0465021265, closed financial year 2025 with a result of € 33,904 after tax. For that financial year SMETS EN RUPPOL recorded a gross margin of € 51,630 and equity of € -41,885. Compared with financial year 2024, the result moved from € 44,558 to € 33,904. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ -41,885
▲ € 33,904 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 33,904
▼ 24% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -48,093.
Debts at end 2025
€ 36,157
▼ 73% vs 2024
Loans from banks and other lenders, long and short.
€ 6,227
▲ 146% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,201
▲ 81% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,447 | € 44,654 | € 63,349 | € 51,630 | ▼ 18% |
| Profit after taxes | € -1,720 | € 23,101 | € 44,558 | € 33,904 | ▼ 24% |
| Equity | € -143,448 | € -120,347 | € -75,789 | € -41,885 | ▲ € 33,904 |
| Total debts | € 343,878 | € 305,853 | € 251,550 | € 229,631 | ▼ 9% |
| Cash | € 140 | - | - | - | |
| Land & buildings | € 179,162 | € 170,323 | € 161,484 | € 152,698 | ▼ 5% |
| Retained profit | € -149,656 | € -126,555 | € -81,997 | € -48,093 | ▲ € 33,904 |
| Bank debt | € 181,002 | € 153,173 | € 132,932 | € 36,157 | ▼ 73% |
| Balance sheet total | € 200,430 | € 185,506 | € 175,762 | € 187,746 | ▲ 7% |
Key figures of SMETS EN RUPPOL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMETS EN RUPPOL?
What happened at SMETS EN RUPPOL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 33,904 (▼ 24% vs 2024). filed late Source: NBB ↗
- Gerda Smets became a director. NBB
- New establishment in Heers. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,720 loss in 2022 to € 33,904 profit in 2025.
Paid € 929 in corporate taxes since 2022.
Best year ever: 2024, with € 44,558 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SMETS EN RUPPOL are Gerda Smets and Els Ruppol.
Directors
According to the 2025 annual accounts
Gerda Smets
Director
since 2023
Els Ruppol
Director
Establishments
Establishment units
Physical locations of this company
Meldertstraat 28 box 5
3500 Hasselt
Monnikenlaan(Vechm.) 41 box A
3870 Heers
Active since 30 December 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.021.265
- VAT number
- BE 0465.021.265
- Registered office
- Meldertstraat 28 bus 5, 3500 Hasselt
- Names & denominations
- SMETS EN RUPPOL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 1998
- Peppol
- Active · Active since 13 Jan 2026
- Activities · NACE
Activiteiten van reclamebureaus
Publiciteitsagentschappen