Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SMIVAK from Sint-Niklaas, company number BE0464898135, closed financial year 2025 with a result of € -11,332 after tax. For that financial year SMIVAK recorded a gross margin of € -5,535 and equity of € 57,164. Compared with financial year 2024, the result moved from € -5,381 to € -11,332. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 31, 2026.
€ 57,164
▼ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,332
▼ 111 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3
▼ € 861 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -7,288.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 14,102
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,847 | € -1,744 | € -2,567 | € -5,535 | ▼ € 2,968 |
| Profit after taxes | € -4,168 | € -4,492 | € -5,381 | € -11,332 | ▼ € 5,951 |
| Equity | € 78,370 | € 73,878 | € 68,496 | € 57,164 | ▼ 17% |
| Total debts | € 231,383 | € 235,962 | € 242,108 | € 252,579 | ▲ 4% |
| Cash | € 12 | € 99 | € 864 | € 3 | ▼ € 861 |
| Retained profit | € 13,918 | € 9,425 | € 4,044 | € -7,288 | ▼ € 11,332 |
| Balance sheet total | € 309,753 | € 309,840 | € 310,604 | € 309,743 |
Key figures of SMIVAK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SMIVAK?
What happened at SMIVAK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Vicky Smits stepped down as director. NBB
- Philippe Van De Kerkhove stepped down as director. NBB
- Rudi Smits stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 11,332. filed late Source: NBB ↗
- Vicky Smits became a director. NBB
- Philippe Van De Kerkhove became a director. NBB
- Rudi Smits became a director. NBB
- New establishment in Sint-Niklaas. KBO
In short
From € 4,168 loss in 2022 to € 11,332 loss in 2025.
Management
Directors
According to the 2025 annual accounts
Vicky Smits
Managing director
since 2022 · until 2028
Philippe Van De Kerkhove
Managing director
Also active at: DENTAL ASSOCIATION, LERIM, INTRABOUW, INTRAPHILIEN, DE WONINGGALERIJ, INTRAPLUSWONINGEN, Intravest
since 2022 · until 2028
Rudi Smits
Managing director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Gouden Leeuwstraat 36
9111 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.898.135
- VAT number
- BE 0464.898.135
- Registered office
- Gouden Leeuwstraat 36, 9111 Sint-Niklaas
- Names & denominations
- SMIVAK
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 1998
- Peppol
- Not registered