Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAMBIER-EVRARD from Tournai, company number BE0464713241, closed financial year 2025 with a result of € -4,982 after tax. For that financial year CAMBIER-EVRARD recorded a gross margin of € 794,041 and equity of € 78,932. Compared with financial year 2024, the result moved from € 15,888 to € -4,982. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 78,932
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,982
▼ still € 15,888 profit in 2024
Profit after tax over the fiscal year.
€ 5,624
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 16,432.
People and assets in 2025
7.8
▲ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 571,996
▲ 20% vs 2024
€ 73,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 19,154
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 649,261
▼ 21% vs 2024
€ 204,561 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 81,499
▲ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 80,315
▲ 40% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 693,343 | € 685,451 | € 781,250 | € 794,041 | ▲ 2% |
| Profit after taxes | € -1,871 | € -31,576 | € 15,888 | € -4,982 | ▼ € 20,871 |
| Equity | € 99,603 | € 68,027 | € 83,915 | € 78,932 | ▼ 6% |
| Total debts | € 1,428,234 | € 1,248,224 | € 944,987 | € 811,420 | ▼ 14% |
| Cash | € 992 | € 632 | € 5,096 | € 5,624 | ▲ 10% |
| Land & buildings | € 299,591 | € 262,923 | € 226,256 | € 195,094 | ▼ 14% |
| Retained profit | € 37,103 | € 5,527 | € 21,415 | € 16,432 | ▼ 23% |
| Bank debt | € 1,290,106 | € 1,079,032 | € 820,913 | € 649,261 | ▼ 21% |
| Balance sheet total | € 1,527,836 | € 1,316,251 | € 1,059,902 | € 921,352 | ▼ 13% |
| Employees (FTE) | 7 | 7.2 | 6.8 | 7.8 | ▲ 1 |
Key figures of CAMBIER-EVRARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAMBIER-EVRARD?
What happened at CAMBIER-EVRARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,982 (▼ € 20,871 vs 2024). filed late Source: NBB ↗
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,871 loss in 2022 to € 4,982 loss in 2025.
Paid € 68,386 in corporate taxes since 2022.
Best year ever: 2024, with € 15,888 profit.
On average € 101,800 of value added per employee in 2025.
Establishments
Establishment units
Physical locations of this company
Avenue de Troyes(TOU) 2
7500 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →BUREAU CAMBIER
€ 1.3 million gross margin · 2025
FEDERATION FRANCOPHONE DE BOWLING
RPE
€ -15,245 gross margin · 2025
L'ETANG DE LA MER
T.Bouras-Neurosurgical Services
€ 165,271 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.713.241
- VAT number
- BE 0464.713.241
- Registered office
- Avenue de Troyes(TOU) 2, 7500 Tournai
- Names & denominations
- CAMBIER-EVRARD
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 December 1998
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
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