Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B & A from Avelgem, company number BE0464596247, closed financial year 2025 with a result of € 460 after tax. For that financial year B & A recorded a gross margin of € 29,611 and equity of € 73,125. Compared with financial year 2023, the result moved from € -6,538 to € 460. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 23, 2026.
€ 73,125
▼ 27% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 460
▲ still € 6,538 loss in 2023
Profit after tax over the fiscal year.
€ 16,778
▼ 57% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4,125.
People and assets in 2025
€ 5,000
▼ 3% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 512,950
▲ € 426,404 vs 2023
€ 17,399 is repaid this year. At this pace the long-term loan is gone in ≈ 23 years.
€ 8,499
▼ 30% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 18,214
▲ 50% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,306 | € 31,063 | € 40,577 | € 29,611 | ▼ 27% |
| Profit after taxes | € 27,674 | € -11,877 | € -6,538 | € 460 | ▲ € 6,998 |
| Equity | € 118,945 | € 107,068 | € 100,530 | € 73,125 | ▼ 27% |
| Total debts | € 361,793 | € 267,493 | € 226,646 | € 732,941 | ▲ 223% |
| Cash | € 402,700 | € 54,453 | € 39,004 | € 16,778 | ▼ 57% |
| Land & buildings | - | - | € 151,827 | € 778,742 | ▲ € 626,915 |
| Retained profit | € 49,945 | € 38,068 | € 31,530 | € 4,125 | ▼ 87% |
| Bank debt | € 241,405 | € 243,380 | € 86,546 | € 512,950 | ▲ € 426,404 |
| Balance sheet total | € 480,738 | € 374,561 | € 327,175 | € 806,066 | ▲ 146% |
Key figures of B & A, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to B & A?
What happened at B & A in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 460. Source: NBB ↗
- New establishment in Avelgem. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,674 profit in 2021 to € 460 profit in 2025.
Paid € 15,139 in corporate taxes since 2021.
Best year ever: 2021, with € 27,674 profit.
Management
Behind B & A are Carine Buyssens and Clemence Crappé. Clemence Crappé is also behind Mega-Cycle.
Directors
According to the 2025 annual accounts
Carine Buyssens
Managing director
Establishments
Establishment units
Physical locations of this company
Doorniksesteenweg 83 box 203
8580 Avelgem
Doorniksesteenweg 83 box 2.03
8580 Avelgem
Active since 29 February 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.596.247
- VAT number
- BE 0464.596.247
- Registered office
- Doorniksesteenweg 83 bus 203, 8580 Avelgem
- Names & denominations
- B & A
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 November 1998
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
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