Financials
Financial year 2025
ACTIF PASSIF from Waterloo, company number BE0464251403, closed financial year 2025 with a result of € 25,508 after tax. For that financial year ACTIF PASSIF recorded a gross margin of € 46,429 and equity of € 189,330. Compared with financial year 2024, the result moved from € 24,116 to € 25,508. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 189,330
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 25,508
▲ 6% vs 2024
Profit after tax over the fiscal year.
€ 127,526
▲ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 183,130.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 1,715
Loans from banks and other lenders, long and short.
€ 15,935
▲ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,821
▲ 20% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 45,962 | € 42,036 | € 44,094 | € 46,429 | ▲ 5% |
| Profit after taxes | € 23,621 | € 16,227 | € 24,116 | € 25,508 | ▲ 6% |
| Equity | € 140,622 | € 149,706 | € 173,821 | € 189,330 | ▲ 9% |
| Total debts | € 48,347 | € 53,838 | € 18,252 | € 33,247 | ▲ 82% |
| Cash | € 61,300 | € 104,428 | € 108,704 | € 127,526 | ▲ 17% |
| Land & buildings | € 7,776 | - | - | - | |
| Retained profit | € 134,422 | € 143,506 | € 167,621 | € 183,130 | ▲ 9% |
| Dividend | € 0 | € 7,143 | € 0 | € 0 | |
| Bank debt | € 1,689 | € 1,721 | € 1,723 | € 1,715 | |
| Balance sheet total | € 188,969 | € 203,544 | € 192,073 | € 222,577 | ▲ 16% |
Key figures of ACTIF PASSIF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ACTIF PASSIF?
What happened at ACTIF PASSIF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 25,508 (▲ 6% vs 2024). Source: NBB ↗
- New establishment in Waterloo. KBO
- MICHELE RENARD became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 23,621 profit in 2022 to € 25,508 profit in 2025.
Paid € 42,042 in corporate taxes since 2022.
Best year ever: 2025, with € 25,508 profit.
Paid out € 7,143 in dividends to the owners in total.
Management
Behind ACTIF PASSIF is MICHELE RENARD.
Directors
According to the 2025 annual accounts
MICHELE RENARD
Administrator-manager
since 1998
Establishments
Establishment units
Physical locations of this company
Rue Obecq 24
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.251.403
- VAT number
- BE 0464.251.403
- Registered office
- Rue Obecq 24, 1410 Waterloo
- Names & denominations
- ACTIF PASSIF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 October 1998
- Peppol
- Active · Active since 14 Mar 2025
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders
Boekhouders en boekhouders-fiscalisten