What does NIVELLES ASSURANCES do?

NIVELLES ASSURANCES is an insurance broker in Nivelles. Private Limited, started on 20 August 1998, 1 establishment.

What is the address of NIVELLES ASSURANCES?

The registered office of NIVELLES ASSURANCES is located at Rue de Namur 73, 1400 Nivelles.

Is NIVELLES ASSURANCES still active?

Yes. According to the CBE (30 October 2026) NIVELLES ASSURANCES is active, legal situation “Normale toestand”, started on 20 August 1998.

Is NIVELLES ASSURANCES registered on Peppol?

Yes, NIVELLES ASSURANCES is registered on the Peppol network with ID 0208:0464014346.

What is the enterprise number of NIVELLES ASSURANCES?

The enterprise number of NIVELLES ASSURANCES is BE0464014346.

When was NIVELLES ASSURANCES founded?

NIVELLES ASSURANCES was founded on 20 August 1998.

Who are the directors of NIVELLES ASSURANCES?

According to the 2025 annual accounts, the directors of NIVELLES ASSURANCES are: ROCHER CONSULT SPRL, AJOVI, MELEX SRL, GIDEM SPRL, LAMBICONSULT SRL, ABR CONSULT.

Is NIVELLES ASSURANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 August 1998; 5 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did NIVELLES ASSURANCES make in 2025?

NIVELLES ASSURANCES posted a profit after taxes of € 12,599 in financial year 2025.

What is the revenue of NIVELLES ASSURANCES?

As a small company, NIVELLES ASSURANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 304,861.

Does NIVELLES ASSURANCES have a website?

Yes, NIVELLES ASSURANCES has a website at nivellesassurances.be.

NIVELLES ASSURANCES (Private Limited) - Nivelles

Dossier NIVELLES ASSURANCES, printed on 30 October 2026 from databakkes.be/en/0464014346/nivelles-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

NIVELLES ASSURANCES from Nivelles, company number BE0464014346, closed financial year 2025 with a result of € 12,599 after tax. For that financial year NIVELLES ASSURANCES recorded a gross margin of € 304,861 and equity of € 89,249. Compared with financial year 2024, the result moved from € 42,419 to € 12,599. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.

What it is worth Growing

€ 89,249

▲ 16% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 12,599

▼ 70% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 18,005

▼ 74% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 82,803.

People and assets in 2025

Wage cost

€ 238,917

▲ 10% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 30,130

▼ 25% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 111,102

▼ 33% vs 2024

€ 35,576 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 10,129

▼ 40% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 31,868

▼ 22% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 292,141 Gross margin 2022: € 292,141 First fiscal year in the series	€ 341,744 Gross margin 2023: € 341,744 ▲ 17% vs 2022 (€ 292,141) Favourable step	€ 356,648 Gross margin 2024: € 356,648 ▲ 4% vs 2023 (€ 341,744) Favourable step	€ 304,861 Gross margin 2025: € 304,861 ▼ 15% vs 2024 (€ 356,648) Unfavourable step	▼ 15%
Profit after taxes	€ 35,770 Profit after taxes 2022: € 35,770 First fiscal year in the series	€ 46,398 Profit after taxes 2023: € 46,398 ▲ 30% vs 2022 (€ 35,770) Favourable step	€ 42,419 Profit after taxes 2024: € 42,419 ▼ 9% vs 2023 (€ 46,398) Unfavourable step	€ 12,599 Profit after taxes 2025: € 12,599 ▼ 70% vs 2024 (€ 42,419) Unfavourable step	▼ 70%
Equity	€ 41,759 Equity 2022: € 41,759 First fiscal year in the series	€ 55,957 Equity 2023: € 55,957 ▲ 34% vs 2022 (€ 41,759) Favourable step	€ 76,650 Equity 2024: € 76,650 ▲ 37% vs 2023 (€ 55,957) Favourable step	€ 89,249 Equity 2025: € 89,249 ▲ 16% vs 2024 (€ 76,650) Favourable step	▲ 16%
Total debts	€ 440,924 Total debts 2022: € 440,924 First fiscal year in the series	€ 364,846 Total debts 2023: € 364,846 ▼ 17% vs 2022 (€ 440,924) Favourable step	€ 260,245 Total debts 2024: € 260,245 ▼ 29% vs 2023 (€ 364,846) Favourable step	€ 174,116 Total debts 2025: € 174,116 ▼ 33% vs 2024 (€ 260,245) Favourable step	▼ 33%
Cash	€ 76,289 Cash 2022: € 76,289 First fiscal year in the series	€ 86,050 Cash 2023: € 86,050 ▲ 13% vs 2022 (€ 76,289) Favourable step	€ 70,000 Cash 2024: € 70,000 ▼ 19% vs 2023 (€ 86,050) Unfavourable step	€ 18,005 Cash 2025: € 18,005 ▼ 74% vs 2024 (€ 70,000) Unfavourable step	▼ 74%
Land & buildings	€ 238,832 Land & buildings 2022: € 238,832 First fiscal year in the series	€ 228,444 Land & buildings 2023: € 228,444 ▼ 4% vs 2022 (€ 238,832) Unchanged	€ 218,056 Land & buildings 2024: € 218,056 ▼ 5% vs 2023 (€ 228,444) Unchanged	€ 207,668 Land & buildings 2025: € 207,668 ▼ 5% vs 2024 (€ 218,056) Unchanged	▼ 5%
Retained profit	€ 35,313 Retained profit 2022: € 35,313 First fiscal year in the series	€ 49,512 Retained profit 2023: € 49,512 ▲ 40% vs 2022 (€ 35,313) Favourable step	€ 70,205 Retained profit 2024: € 70,205 ▲ 42% vs 2023 (€ 49,512) Favourable step	€ 82,803 Retained profit 2025: € 82,803 ▲ 18% vs 2024 (€ 70,205) Favourable step	▲ 18%
Dividend	€ 20,000 Dividend 2022: € 20,000 First fiscal year in the series	€ 25,000 Dividend 2023: € 25,000 ▲ 25% vs 2022 (€ 20,000) Unchanged	€ 15,000 Dividend 2024: € 15,000 ▼ 40% vs 2023 (€ 25,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 15,000) Unchanged	▼ 100%
Bank debt	€ 322,804 Bank debt 2022: € 322,804 First fiscal year in the series	€ 241,785 Bank debt 2023: € 241,785 ▼ 25% vs 2022 (€ 322,804) Favourable step	€ 166,221 Bank debt 2024: € 166,221 ▼ 31% vs 2023 (€ 241,785) Favourable step	€ 111,102 Bank debt 2025: € 111,102 ▼ 33% vs 2024 (€ 166,221) Favourable step	▼ 33%
Balance sheet total	€ 482,683 Balance sheet total 2022: € 482,683 First fiscal year in the series	€ 420,803 Balance sheet total 2023: € 420,803 ▼ 13% vs 2022 (€ 482,683) Unchanged	€ 336,895 Balance sheet total 2024: € 336,895 ▼ 20% vs 2023 (€ 420,803) Unchanged	€ 263,365 Balance sheet total 2025: € 263,365 ▼ 22% vs 2024 (€ 336,895) Unchanged	▼ 22%

Key figures of NIVELLES ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to NIVELLES ASSURANCES?

What happened at NIVELLES ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 13, 2026 New annual accounts for financial year 2025: profit of € 12,599 (▼ 70% vs 2024). filed late Source: NBB ↗
May 23, 2000 New establishment in Nivelles. KBO
Aug 20, 1998 Start of the company according to the CBE. KBO

In short

From € 35,770 profit in 2022 to € 12,599 profit in 2025.

Paid € 51,179 in corporate taxes since 2022.

Best year ever: 2023, with € 46,398 profit.

Paid out € 60,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

LAMBICONSULT 45.8%

GIDEM 22.4%

ROCHER CONSULT 9.7%

The stake of LAMBICONSULT, GIDEM, ROCHER CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

NIVELLES ASSURANCES

Behind NIVELLES ASSURANCES are ROCHER CONSULT SPRL, AJOVI, MELEX SRL, GIDEM SPRL, LAMBICONSULT SRL and ABR CONSULT. The shares are held by LAMBICONSULT (45.8%), GIDEM (22.4%) and ROCHER CONSULT (9.7%).