Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
PERSONAL SHOP from Zoersel, company number BE0463926353, closed financial year 2025 with a result of € -1,722 after tax. For that financial year PERSONAL SHOP recorded a gross margin of € -1,652 and equity of € -71,757. Compared with financial year 2024, the result moved from € 3,631 to € -1,722. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ -71,757
▼ € 1,722 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,722
▼ still € 3,631 profit in 2024
Profit after tax over the fiscal year.
€ 4,233
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -77,962.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 442
▲ € 417 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -8,653 | € 439 | € 4,311 | € -1,652 | ▼ € 5,963 |
| Profit after taxes | € -9,393 | € -418 | € 3,631 | € -1,722 | ▼ € 5,354 |
| Equity | € -73,248 | € -73,666 | € -70,035 | € -71,757 | ▼ € 1,722 |
| Total debts | € 87,997 | € 93,155 | € 82,753 | € 83,085 | |
| Cash | € 2,378 | € 5,520 | € 5,673 | € 4,233 | ▼ 25% |
| Retained profit | € -79,453 | € -79,872 | € -76,240 | € -77,962 | ▼ € 1,722 |
| Balance sheet total | € 14,749 | € 19,489 | € 12,718 | € 11,328 | ▼ 11% |
Key figures of PERSONAL SHOP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PERSONAL SHOP?
What happened at PERSONAL SHOP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,722 (▼ € 5,354 vs 2024). filed late Source: NBB ↗
- New establishment in Zoersel. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,393 loss in 2022 to € 1,722 loss in 2025.
Best year ever: 2024, with € 3,631 profit.
Management
Behind PERSONAL SHOP is Bhambi Rajiv Kumar. Bhambi Rajiv Kumar is also behind ' T WORTELTJE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Dorp 109
2980 Zoersel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.926.353
- VAT number
- BE 0463.926.353
- Registered office
- Dorp 109, 2980 Zoersel
- Names & denominations
- PERSONAL SHOP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 August 1998
- Peppol
- Not registered
- Activities · NACE
Detailhandel in huishoudtextiel en beddengoed
Detailhandel in textiel
Detailhandel in schoeisel
Detailhandel in drogisterijartikelen en onderhoudsproducten
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)
Gespecialiseerde detailhandel in drogisterijartikelen en onderhoudsproducten
Detailhandel in drogisterijartikelen en onderhoudsproducten in gespecialiseerde winkels