Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 7.3 to 5.5.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ASSURFINA from Sint-Pieters-Woluwe, company number BE0463772935, closed financial year 2025 with a result of € -130,487 after tax. For that financial year ASSURFINA recorded a gross margin of € 364,740 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 26,216 to € -130,487. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 22, 2026.
€ 1.3 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -130,487
▼ still € 26,216 profit in 2024
Profit after tax over the fiscal year.
€ 430,769
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
People and assets in 2025
5.5
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 254,095
▼ 29% vs 2024
€ 46,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,265
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 178,388
▼ 61% vs 2024
€ 87,324 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 54,673
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 253,548
▲ 245% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 759,757 | € 490,416 | € 522,934 | € 364,740 | ▼ 30% |
| Profit after taxes | € -15,558 | € 543,757 | € 26,216 | € -130,487 | ▼ € 156,703 |
| Equity | € 855,933 | € 1,399,691 | € 1,425,907 | € 1,295,421 | ▼ 9% |
| Total debts | € 1,164,958 | € 932,326 | € 612,187 | € 518,125 | ▼ 15% |
| Cash | € 215,871 | € 866,344 | € 623,522 | € 430,769 | ▼ 31% |
| Land & buildings | € 657,007 | € 624,015 | € 591,818 | € 559,622 | ▼ 5% |
| Retained profit | € 767,029 | € 1,310,786 | € 1,337,002 | € 1,206,516 | ▼ 10% |
| Bank debt | € 997,278 | € 726,745 | € 458,309 | € 178,388 | ▼ 61% |
| Balance sheet total | € 2,024,391 | € 2,544,202 | € 2,250,280 | € 1,817,046 | ▼ 19% |
| Employees (FTE) | 8.1 | 7.3 | 6.5 | 5.5 | ▼ 1 |
Key figures of ASSURFINA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURFINA?
What happened at ASSURFINA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 130,487 (▼ € 156,703 vs 2024). filed late Source: NBB ↗
- ALAIN DUFAYS became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,558 loss in 2022 to € 130,487 loss in 2025.
Paid € 370,764 in corporate taxes since 2022.
Best year ever: 2023, with € 543,757 profit.
On average € 66,300 of value added per employee in 2025.
A new publication or filing at ASSURFINA? We notify you, reason included.
Follow ASSURFINADatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
ALAIN DUFAYS
Managing director
since 2022
Establishments
Establishment units
Physical locations of this company
Tervurenlaan 333 box 1
1150 Sint-Pieters-Woluwe
Place Albert-Ier 13
1400 Nivelles
Active since 1 July 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
VERIXI, BE
Domain
Domain
assurfina.com
Registered
2008-02-01
Registrar
OnlineNIC, Inc.
Expires
2027-02-01
Website info
Features
Security
Details
- Company number
- 0463.772.935
- VAT number
- BE 0463.772.935
- Registered office
- Tervurenlaan 333 bus 1, 1150 Sint-Pieters-Woluwe
- Names & denominations
- ASSURFINA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 July 1998
- Peppol
- Not registered
- Contact
- assurfina.com
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten